Earthgirl gets back on track!

earthgirl

SmlSave wrote: »

You're doing so well earthgirl! Well done

When I grow up I want to be just like you........

ha ha Don't say that!:rotfl:
It was my birthday last week and I am feeling really old and grumpy!
All my cards came with jokes about being old.. I'm not even 30 yet!

earthgirl

:beer: Thanks so much for the encouragement!:beer:

My OPs are steadfastly ignored by OH - Although the £8,000+ did raise an eyebrow!

I think he will see the benefit soon - he is getting into MS ways a bit, but until then I love coming on here and reading your comments - thanks!

I have had fab weekend away and it cost next to nothing, as we stayed on a sofa bed, and had bbqs etc. It was glorious, and has reminded me of why I am not wasting my money - I want to be free of the mortgage, and do the things I want to do, in the places I want to be, instead of chained to my desk!

Anyhow, that was a great start to my almost 7 weeks off school!

Today I have tidied the gardens and done 2 hours tutoring - I can now cash the cheque for 10 lessons as I am halfway through.

I have scribbled down my big projects list, but here's what I plan to do to hep my OPs in next few days:


Tue

1. Tidy house done
2. Complete an overhaul of finances (incl. transferring ISAs to a high paying account, sorting out isa for this year, getting the best current account and closing others down.) done
3. Free haircut at saks done
4. Make extra OP:jdone
5. 1 Tutoring in the evening done
6. start small business work
7. Cook stuff from allotment done

Wed

1. Tidy allotment and plant winter veg.
2. Small business work

SmlSave

Good luck with your list eg let us know how it goes

It was my birthday last week and I am feeling really old and grumpy

You're not old! .... all my cards were about housework - I wonder if they're trying to hint at something?:rotfl:

starnac

hi earthgirl. i have been reading this thread with interest. you are doing really well. keep up the good work. you are an inspiration (although you do make me seem a little lazy in my o/p compared to you )

earthgirl

starnac wrote: »

hi earthgirl. i have been reading this thread with interest. you are doing really well. keep up the good work. you are an inspiration (although you do make me seem a little lazy in my o/p compared to you )

Thanks! I am fairly pleased at the moment, but I am so flighty I struggle to stay on track - hence the diary! Good luck with your ops!

earthgirl

Well started at 9am yesterday to 'overhaul your finances' it is a great article and I try to do it every 6 months or so.


I have saved:

• £42 on sky over next 6 months - contract finishes in dec.
• £5 selling a few cds
• £? using save a flush bag
• £? selling gold (tbc)
• £? transferring isas to best account
• £? getting the best numbers for international and mobile calls
• £? 4 free flights to zone 1 with airmiles credit card

Still to do:


Now

• Transfer money out of A&L account and close, to be opened again at some point in the future to get a promotion. Transferred money out, awaiting zero balance and will then close
• Check google account for details of adsense adverts on tutoring website, and action. DONE
• send off cds
• send off gold DONE

Later

End Sept - Shop around for electricity (cap ends)

22 dec - cancel HD on Sky account (we never use) try to get another discount on sports package.

earthgirl

Hi All,

After all that organising and closing of accounts, plus counting up the pennies, 5s etc in drawer downsatirs, I have managed to squeeze another OP of £987! This brings Julys OP total to £9,287 (biggest ever!)

My mortage minus my savings (have a years salary saved just in case) is now only £42,000 (allowing for an on track endowment :think: ok last time checked).

Originally, when I came to the 'pay off your mortgage board', my mortgage was £100,000 (minus endowment).

I just can't believe the progress we have made - I feel quite emotional :j. Many thanks to all who have encourgaed and commented.


Off to allotment now, to grow some veg for the winter months.

Courgette

That's completely ace! Well done :beer:

evab_2

Well done EG, that is fabby work what a difference 24hrs makes. I really must sort out my veg patch for late produce - digging up potatoes on Christmas morning - priceless!

nurse-money

It has been so inspiring reading your mortgage free story...Thanks!