We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Earthgirl gets back on track!

12122242627106

Comments

  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T:T
    earthgirl wrote: »
    Anyone got any tips on saving money when out on work dos?
    Don't get so drunk you buy a round for the entire massive table of people (~15+ people I think! :eek:)! :whistle: :rotfl:

    I often (not always - see above lol! :o) tend to buy my own drinks as I'm not (usually!) a big drinker and I seem to drink 1 drink for everyone elses 2 or 3 drinks so getting into rounds unless there are others drinking slowly never really works for me! It means I can keep an eye on how much I drink too as I'm trying to loose weight!

    Going out on weekday evenings can often be cheaper as many pubs will have meal deals and happy hours for longer than on friday or sat. I work for a uni so we tend to have a complete mix of people from skint undergrad/PhD students to Profs in the group so we often go to studenty pubs which can be lots cheaper for all.
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hi
    Yes I will def be buying my own drinks!

    Had a good day so far, got stuff done at school, but no motivation to do work on small business now. AH well!

    Looking forward to making OP tomorrow!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    edited 12 July 2009 at 12:10PM
    Yesterday and today by internet banking I have overpaid:

    £700 missing op for June
    £1000 op for July
    £6,700 from a maturing reg saver account

    Total OP = £8,400 :j

    I am so happy, my ops should really make a difference now!

    I should be able to make another bonus OP at the end of the month I hope, although we must keep on track to do this; the low grocery spend and no takeaways should leave me with another surplus.

    Didn't spend much at work do on Friday, and had a really good time. Races was an expensive day out yesterday, and I was so tired that I don't think I enjoyed it as much as normal. Still money wise I made profit on my bets!

    Also enjoyed my free facial at Saks, have a free haircut and 5 day gym pass lined up for the holidays as well. I think I can got for most of the 6 weeks with free gym passes, so I won't have to join up!

    Today I plan to have a nsd:
    - clean
    - free exercise of some sort
    - eat allotment food (have a random corgette that I will have to be inventive with, potatos, salad, fruit)
    -finish all small business tasks.
    - celebrate my big op!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    EG
    That's fantastic - well done, you've OPed by more than 50% of my mortgage :rotfl:
    Shows what I should have been doing I guess... but still hope to clear in October with a payment of £13400 if all goes to plan (which is tight) in terms of spend etc to then. However, DD is changing to secondary school (new uniform etc) and needs new bedroom furniture which OH has in mind to do in the summer holiday....

    Enjoy your OP thrill!
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow well done on the Bumper OP! :T:T
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    StuartGMC wrote: »
    EG
    That's fantastic - well done, you've OPed by more than 50% of my mortgage :rotfl:
    Shows what I should have been doing I guess... but still hope to clear in October with a payment of £13400 if all goes to plan (which is tight) in terms of spend etc to then. However, DD is changing to secondary school (new uniform etc) and needs new bedroom furniture which OH has in mind to do in the summer holiday....

    Enjoy your OP thrill!


    Thanks!:beer:

    Really I know I am wrong, and I should actually put it in a savings account, but my motivation is so much stronger when I am OPing. Plus if I can reduce the balance before we get a new deal, I should have some better offers!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    earthgirl wrote: »
    Yesterday and today by internet banking I have overpaid:

    £700 missing op for June
    £1000 op for July
    £6,700 from a maturing reg saver account

    Total OP = £8,400 :j

    I am so happy, my ops should really make a difference now!

    bravo.gif well done :T:T:T:T
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done, that's superb :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    You're doing so well earthgirl! :) Well done

    When I grow up I want to be just like you........
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Fantastic OP EG, well done!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.