Best Balance Transfers / MoneySavingExpert.com discussion area

grumbler

Penny-Pincher!! wrote:

... 4.9% LOB with NO BT fees... Is this a good deal?

Don't be too excited and don forget about your plans to be debt-free after 30th of April. This deal is not good for those who are debt-free ...

[Deleted User]

YorkshireBoy wrote:

They'll only let you do £9,500 grumbler, due to their 95% rule.

Didn't see that bit when I applied so thanks (still can't see it in the T&Cs I printed off).

grumbler

YorkshireBoy wrote:

They'll only let you do £9,500 grumbler, due to their 95% rule.

I don't have this card, but I did try to find some restrictions before posting. I guess they have hidden this in their FAQ section as usually.

angelica

When you go to the Egg online banking and use BT link on the right hand side, the info request looks as following:

Transfer information
card number
amount £
(min £100 maximum 95% of your available credit limit)

(Copied from the personal Egg online banking service)

YorkshireBoy

grumbler wrote:

I don't have this card, but I did try to find some restrictions before posting. I guess they have hidden this in their FAQ section as usually.

I think it's fairly well documented throughout the Egg site.

However, it hasn't always been so. I did a BT when they first introduced it last year and only realised the BT had failed when I got an e-mail asking me to check my secure messages.

I'm not sure if it 'blocks' (and lets you know immediately) a >95% BT now, but I see another poster has shown that the limit appears to be clearly stated on the online BT screen.

YorkshireBoy

YorkshireBoy wrote:

I think it's fairly well documented throughout the Egg site.

No it isn't - I'm wrong.

It's only mentioned in the FAQ (balance transfers) section...

http://new.egg.com/visitor/0,2388,3_11084--View_152-bID_EcBalTraFaq-dva_1,00.html#howmuchcanibalancetransfer?

...and shown to you during the actual online BT process.

abomb1969

I called (India/Amex) and was told I had a deal of 5.9% ending today, best they could do. The guy laughed when I said that I had heard there was a better deal around. Valid until 10/2.

stephenadarglas

Hi all

I currently have a Nat West gold credit card whereby the 0% balance transfer deal ends in May. I shall owe about £400 after my February payment. I also intend to pay for a holiday this month on this card (approx. £2500) and then shall look to transfer the whole debt (approx. £3000) to another 0% balance transfer card for as long as possible. My current card limit is £7500. I don't want to pay fees!!

Any advice and experiences would be gratefully appreciated.

Thanks

Steve

[Deleted User]

stephenadarglas wrote:

Hi all

I currently have a Nat West gold credit card whereby the 0% balance transfer deal ends in May. I shall owe about £400 after my February payment. I also intend to pay for a holiday this month on this card (approx. £2500) and then shall look to transfer the whole debt (approx. £3000) to another 0% balance transfer card for as long as possible. My current card limit is £7500. I don't want to pay fees!!

Any advice and experiences would be gratefully appreciated.

Thanks

Steve

Try this page from Martin's site
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1122985312,39518,

stephenadarglas

cheers anactuary