Best Balance Transfers / MoneySavingExpert.com discussion area

richardw

duggles wrote:

I see Egg have now slapped a 2.5% (with no maximum) handling charge on balance transfers, including their anniversary offer. I'm going to have to get my calculator out now for those Super Balance Transfers....

Does this apply to existing customers aswell, I've had my card for over 4 years now.

mymsforumuser

I have about 7.5K on an Abbey card and want to BT at 0% with no fee to another card. According to Martin's Credit Card BT's article there are only Charity cards left with which I can do it ... but the summary boxes via the links show a 2% fee. If I check the T&Cs I find ;

5.2 We may charge a handling fee of 2% (at least £2) for balance transfers and cheques offered at special promotional rates other than a special promotional rate you received when your account was opened.

which I take to mean no fee when you take out the card ... anyone else think or know this is right or is it just me reading the way I hope to.

Thanks

lipidicman

YEah, if Halifax offer you a BT rate, or send you cheques later on then they apply the BT fee. For the opening offer you should be OK

jonnydoe

http://www.postoffice.co.uk/portal/po/jump1?catId=19400177&mediaId=21600438

Post office offer:

0% pa BT
0% 6 mths purchase
no annual fee.

Any good for anyone? Not sure if there are any other hidden fees?

Don't foget the £13 from quido referral also.. Please thank me if this is useful to you

Cheers

JD

jonnydoe

Any use to anyone yet?

Cheers

JD

Ian73

Hi all, i have a Sainsburys CC & the 0% is about to run out,i have about £1k on there.Any suggestions on where to move it to? i pay about £100 a month off


Cheers for any info

Ian

griffij8

Has anybody else received a letter form Amex offering 0% BT with a 2% fee capped at £40 for the life of the balance?

Clearly this a is a superb offer but when I spoke to them today they told me it was a mistake and they will offer 0% for 6 months only then reverting to standard rate. They claim to have spoken to Trading Standards and do not have to honour their written offer apparently.

Anbody else come across this one?

John

grumbler

AMEX 0% BT for life!

dennyboy

jonnydoe wrote:

http://www.postoffice.co.uk/portal/po/jump1?catId=19400177&mediaId=21600438

Post office offer:

0% pa BT
0% 6 mths purchase
no annual fee.

Any good for anyone? Not sure if there are any other hidden fees?

Don't foget the £13 from quido referral also.. Please thank me if this is useful to you

Cheers

JD

Wouldn't bother with the post office account I applied got it and received the worst limit I have ever had at £700 no good to me at all, got the card, havent done anything with it though. Just a warning!

Former_MSE_Archna

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