Best Balance Transfers / MoneySavingExpert.com discussion area

vermont

great to have such a quick clear reply/ response.... with thanks !!!

sorry, but does this mean I can transfer to new cc an amount up to current credit limit on 2 cards ( circa 4K each ), assuming new card accepts, thus achieving a 4.9% loan ....eg on BA/ amex ..? ... with thanks .

grumbler

Yes, you can transfer as many balances to a new card as your new credit limit allows for. Cards with low Life Of Balance interest rate are known to give lower credit limits than normal cards.

vermont

Thanks again Grumbler, you are a star !

... vermont ..

townman

I don't know if any one can give me any advice, I am going to the States on holiday,at the moment I have an egg credit card and was wondering which is the best credit card to use abroad.
Thanks in advance,Brian.

M_Thomson

townman wrote:

I don't know if any one can give me any advice, I am going to the States on holiday,at the moment I have an egg credit card and was wondering which is the best credit card to use abroad.
Thanks in advance,Brian.

Nationwide is the best. No foreign loading.

townman

Many thanks, Brian

Ben_About_Town

hmmm, no choice in cards .... which card should i go for next .... ???

Ben_About_Town wrote:

I have a pickle ...

I have a Balance than needs to move in the next 4-6 weeks on a Natwest Card, i already own a Halifax Card ....

Where can i move my debt without being hit with a 2%.

I have been reading about charity cards, and they seem to have a 2% change on all of them. I have a Barclays Current account, but it seems their site speaks of 2%. (also i had a Barclaycard about 9 months ago, hmm u can work out where the balance came from in the first place).

So what are my choices ? it looking slim for a 9 month one or is it ? 6 month with M&S seems painful, as that will land me in xmas time !

The_Saving_Man

Ben_About_Town wrote:

hmmm, no choice in cards .... which card should i go for next .... ???

You could try the Post Office Credit Card. 6 months 0% interest for both purchases and BTs (without a fee and you're able to transfer at anytime during the 6 months). If you're a member of a cashback site, apply through them to get something back. I believe topcashback.com are currently offering £13 cashback for every successful application.

lipidicman

Ben_About_Town wrote:

I have a pickle ...

I have a Balance than needs to move in the next 4-6 weeks on a Natwest Card, i already own a Halifax Card ....

Where can i move my debt without being hit with a 2%.

I have been reading about charity cards, and they seem to have a 2% change on all of them. I have a Barclays Current account, but it seems their site speaks of 2%. (also i had a Barclaycard about 9 months ago, hmm u can work out where the balance came from in the first place).

So what are my choices ? it looking slim for a 9 month one or is it ? 6 month with M&S seems painful, as that will land me in xmas time !

AFAIK you can have a second Halifax card here (I have had two 0%'s from them). You just can't transfer the balance from one Halifax card to another. So if the debt is elsewhere - you say Natwest - I believe all is well

EagerLearner

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