Ive Turned On The Light

lucielle

Hope your fingers aren't hurting too much after your busy night. Cor, the only time I got flowers was when I had children, hence the reason we have 4!
L

Smamfer

:eek: four days to go till i move!

Ok so its tuesday.. nothing major happening move on saturday everything should be in order. still getting deliveries all day of stuff we have bought and more :rolleyes:

Half term but dd split between here my ma's and her other nan's aunties etc so certainly getting some attention this week

Bf ex wifey been a bit quiet lately but i have told him to do his maintenance through the csa so no doubt when she hears her money is dropping she will soon be back in touch throwing her dummy our of her pram
We planning on having them over next wknd will be the first time i meet them:eek:.... unless she puts a stop to it of course!

So yes all well got some money in bank. sat here working constantly till friday when all hell breaks lose!

much love xx

lucielle

How did the house move go?
L

Smamfer

Good morning all!

God how i have missed this place but as you will know i have moved house so lots been going on.

The move went well got some lovely things yes we spent a bit too much but nothing stupid and did 80% of things cashback where i could, Got the last delivery of bedroom furniture being delivered tomorrow and thats everything in the house done made and sorted. Its absolutely beautiful and we are so so happy here.!:D:D:D

Money has been tight as im s/e so had to have time o ff for move and wait for phone to go on but all sorted now so trying to do as much as poss to get some money back. The next month will be evil as only half a wage going in this month so moving cash about between us where we can.

BF had his kids over this wknd :eek: was the first time i met them but it went majorly well., of course they " just so happened" to both need new trainers :rolleyes: Ah well it went well i didnt poison them with my cooking and i wasnt the "evil step mum" my daughter thought i would be..,, and i didnt embarrass them either!

Cleared my whole car payment this wknd which was over £500 i had received a letter and rather than trying to ask for more time we decided to just get it out the way. We are sitting down tonight with new folders and all paperwork and determining how much money we need to come in the house to keep above water and what to start paying off first. It will actually be nice to be able to do this as a partnership rather than feel its all on my shoulders!

So back to work for me today after a week off. Dd at school, Bf still got another week off so he is out in the garden putting a patio heater in that was given to us and moving a greenhouse. His dad is over helping him as he can be a tad clumsy at times :rolleyes:

Im sat in our 15foot conservatory working and life seems pretty peachy right now!

Got to ring court later over the Ebay fraud i have been fighting for a year, had the woman arrested once then she went awol and now im having to pay to take her through courts but they aint the quickest of people. I wouldnt mind but its now up to £1000 with interest and boy i could do with that money!

Also not heard back from the job thing about me getting compensation so might call them and see whats happening too.

Had a payment from Quidco this morning my first ever so that was a ncie email to see!

Right i think i have taken up enough of your time, ive just had to run out and carry a greenhouse across the garden and nicely cut all me hands :mad:

Love to all xxx

tomtombeanie

glad the move went well. hope you didn't have too much blood from the greenhouse - eek! xxx

Smamfer

Tad chilly here in lincs but no snow and sun is trying to shine...

How's things in the smamfer lifestyle.... Hmm yeah not bad i suppose probably me worrying over nothing but hey think we all guilty of that in this day and age aren't we

On wednesday we got the " acceptance" letter for DD to get through to her high school, as you will have read we knew she had passed last october but still had to wait and see if she had gotten in and she did, it was a lovely letter and once again i was so proud.

Sat down with BF to sort money out, we won't be rich but we will be ok and thats what matters. We do have a fair bit of debt between us and slightly added to it moving in but when you starting afresh then not a lot you can do about it, i did try and use freecycle but when you aint offering its a bit hard to take take take lol. Family have been good and helped us with a few things and we not have a very nice bungalow with everything we need.

Not been overly busy with work but booking plenty of hours so fingers crossed in a month or so ill be updating this diary to brighter things saying things are on the up.
Got diaries and spreadsheets and budgeting ideas coming out of my ears so im in the right frame mind to get things in order.

When we moved i sorted 3 big boxes of stuff that i can ebay and thats all on there now with other things still to add, People watching and people bidding and offering me buy it now's still with 3 days left so fingers crossed ill make a few quid to make up with slack wages this month, due to moving house and being self employed having time off means no money so egg shell walking this month and im sure things will be ok... well you have to be dont you or youll cry lol

Anyway working till 1 and then its ironing and sorting some more bits out. Bf in the garden with his dad finding more which we didnt know existed... it wasnt the most well looked after garden when we moved in lol...

Another ramble from smamfers worldy mind but as always i want to be able to read back and see how far ive come...... hopefully!:rotfl:

Love to all xx

Smamfer

:j Just a quickie as im working tonight but


I just made £ 110 on ebay simply from clothes that dont fit and crap laying about the house!!!

Fingers crossed this will pay for my mot which is due soon


Love to all xx

Smamfer

:mad::mad:


Just redone my snowball calculator

If i can throw £500 a month at my debts i can be debt free by 2013 but i dont want to wait this long.. But with work being how it is i cant guarantee what wage will come in every month and now we have the house as well things are a bit tighter.

Saying this... the longest running one is my HellitFarts loan. Everything else could be cleared by 2011 and then just this loan which actually doesnt seem too bad imo.

Ah well onwards and upwards i knew it wasnt going to be majorly pretty and probably if i look back on my first page of this diary its been stretched but we did have moving costs ..... but ill be ok... ive not got sleepless nights and we are healthy... xxx


Edit... Lol... just checked back and my original debt free date was 2010! Me thinks i did it wrong as i have cleared a £500 debt and certainly havent taken anything else out to being me debt to make THAT much difference xx

lucielle

Smamfer wrote: »

:mad::mad:




HellitFarts loan.

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

L

Smamfer

Afternoon all its chuffin cold here in lincs please tell me im not the only one shivering?

Life in Smamfers house is ok just penniless at mo... well not totally penniless but tight lets put it that way!

Work is ok im getting plenty of hours but think the credit crunch has affected the !!!!!! and even they aint texting in that much! !!!!!!s they are!

DD birthday bash this sat night as she is 11 on sunday. I have 9 sweet 10 yr olds sleeping here sat night while OH sneaks off to work and leaves me locked in my bedroom with the gin... ok not the gin as i dont drink but some supplies anyway! Its a pamper party so had to get loads of stuff in for that. Im cooking them chicken and chips rather than doing a big buffet and then leaving them to it.

Oh ex missus doing my nut in.... Last year he requested their joint account was frozen or his name taken off it while it was in credit., I warned him that she was liable to do something annoying now he was with me and oh guess what.. His name was never took off it as they said it needed both of them to go into the bank together and close it down... and we have today found out she has opened a new account and then transferred £900 quid from the joint account overdraft taking it to its limit .. into her nice new account. We just rang HSBC and they said as they never closed it theres nothing he can do. I kept pushing him to sort it for ages but when its between him and her i felt as if i was interfeering! So now we landed a nice 600 bill for half an overdraft we never had anything to do with :mad::mad::mad::mad:

Had to pay off a nice £127 council tax bill from our first few weeks of being in here robbing barstewards...

I have set up OH a standing order into his savings account and i have done the same so we both putting £20 a month in there now for emergencies and oil payments. This way it wont be a big shock when we need some more.

I have also done his first payment a day onto his Mastercard and set up a dd for his Virgin cc... Im rubbing off on him as hes left me totally in charge... ( no pun intended on the rubbing off you understand)

Got masses going on in next week or so.. dd birthday this weekend. 19th is my ma n pa's anniversary. 20th is my sisters 40th birthday, 21st her 40th birthday party is being held at our house., 23rd is my mot and i need at least 2 tyres.... Families and cars smell of wee at times lol:D

Me and oh are ok tho . having our ups and downs but i have made him realise a bit more about money and how important it is to me that things are sorted and i think ive got through a bit more....dd doing well at school and a happy lil sod!

Csa and ex.. oh these just make me chuckle. As some of you may or may not have read i was awarded £1.25 a week Yes i know im spoilt shhh dont come ang mug me pls. :rotfl:
This should have started in January.... Thru the CSA but hey guess what... he hasnt paid. Now i was under the impression that if someone didnt pay then they took action... /..... Oh no dont be daft.... It just gets pushed back a bit and they get even more time to pay. He has had 10 years isnt that enough time??? :rolleyes: So i spoke to them the other morning and asked why they had sent me more paperwork with more pamphlets to be told that he hasnt paid but they are now saying he has to pay the arrears from jan and i should be getting it this week...( i didnt but im sure that didnt come as a shock to you) If he doesnt they they will give him a letter to say. he has 7 days to pay and if not they will take legal action


What is the !!!!!!! point i ask ya!!!!

Anyway as per ruddy usual ive rambled, your asleep i should learn to edit my work but then it wouldnt be me lol

Off to cook tea now.. .schnitzel and jackets tonight yum yum xxx