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Gallygirl's 95 month challenge - now 'only' 92 months

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    gallygirl wrote: »
    Transferring the frozen part of my pension is proving a bit problematic, need to chase up tomorrow :(.

    Why's this? Is it because the Friends Prov system is down?
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No, combination of current & new comapnies not getting their act together, not helped by me forgetting to bring letter in so I could chase :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oops, found this on page 5 :o.

    Well, said I'd be back when I had something exciting to report....

    I have something exciting to report......

    Been given a new job - with a payrise of 35% 1.gif. And possible 5k rise in autumn 1.gif. I was speechless (which doesn't happen often :rotfl:)

    Increasing pension by £250 a month (just saves me going into 40% tax, although any bonus would knock me over). Still leaves me £570 a month net better off 1.gif.

    So, what a dilemma :o. Have decided to stop MS as not worth it. This will free up time to get the house in order and enter (tax free!) comps again.

    Right, £300 to mortgage (not that big an increase as have been averaging over £200 on MS, but will be regular), £150 to me (come to realise I have cut housekeeping & spends a bit fine) and £120 S&S ISA. TBH, considered whacking it all on mortgage as not confident in stock market.

    Off for a lie down 1.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • financialbliss
    financialbliss Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gallygirl wrote: »
    Oops, found this on page 5 :o.

    Well, said I'd be back when I had something exciting to report....

    I have something exciting to report......

    Been given a new job - with a payrise of 35% 1.gif. And possible 5k rise in autumn 1.gif. I was speechless (which doesn't happen often :rotfl:)

    Off for a lie down 1.gif

    Nice one GG, and in this economic climate too. Mine's a :beer:
    Another £175 would get you from MFiT-T2 yellow band into green ;)

    FB.
    Mortgage and debt free. Building up savings...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    financialbliss wrote: »
    Nice one GG, and in this economic climate too. Mine's a :beer:
    Another £175 would get you from MFiT-T2 yellow band into green ;)

    FB.

    Thanks FB. Am skint, ask for :beer: and £175 at the end of the month :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    congratsred.png



    Fantastic news :T:T:T:T and more money too :j:j:j
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T :T Yaaaayyyyy!!! Well done! :T :T
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    Wow, GG that is fantastic news!! The company must think a lot of you, aww well done, I'm so pleased for you.:D

    If I had a 35% payrise in the offing then I would be giving up Msing too:rotfl:.

    Do you fancy investing in my kitchen??;)

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tesco_points_addict wrote: »
    Wow, GG that is fantastic news!! The company must think a lot of you, aww well done, I'm so pleased for you.:D

    If I had a 35% payrise in the offing then I would be giving up Msing too:rotfl:.

    Do you fancy investing in my kitchen??;)

    TPAx

    Thanks TPA :). You know you spend your whole life wondering how you've managed to get away with pulling the wool over everyone's eyes for so long? (well you do if you're me :o). Am finally beginning to realise I must have something going for me after all :rotfl:.

    Can't persuade myself to buy a new kitchen for myself so sorry, won't be able to invest in yours either :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Been given a new job - with a payrise of 35% 1.gif. And possible 5k rise in autumn
    Ohhh, well done gg! smiley_with_thumbs_up.gif
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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