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Gallygirl's 95 month challenge - now 'only' 92 months

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    canne wrote: »
    Happy New Year Gallygirl. I've read quite a bit of your diary and I'm just posting so I can subscribe to any updates to this thread.:D

    Cheers

    canne

    :confused: why :confused: - you must have way too much time on your hands:rotfl:

    Well, Happy New Year everyone.

    Back from Spain, I must say we timed it perfectly - the weather in Spain was bad before we went, great while we were there & now not so good again. And if we had been booked to fly a few days earlier/later we would not have got there, so well done us :D. Had a great time as always, a bit surreal sunbathing on New Years Day though. This was taken New Year's Eve:

    th_DSCF0733.jpg

    Hope the weather is not causing you all too many problems. I've just posted elsewhere that I wanted 6" like everyone else :rotfl:but I've got the best of both worlds - only 1" here so I can get out & about but office snowbound so am working from home. Mucho petrol money saved :)

    Not much else to report, v quiet on money front, spent over £100 yesterday booking car hire for Easter, it was on special offer & has tracked at £11.50 already so pleased with that :)

    Onwards & downwards folks :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • TallGirl
    TallGirl Posts: 6,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on getting back GG, we came back on the 4th and BIL flew out on the 5th just before the roads closed down here so all lucky.

    Seems a longtime to Easter but well done for getting cheap car hire.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year GG - glad you enjoyed Spain. :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Em, hello all :o. I have had a very quiet week, a few NSD's, a few MS and am ashamed to say I'm now off on holiday again for a week. When I get back I'm paid in a few days so all the excitement kicks off again then :rolleyes:

    Behave yourselves while I'm away, I'm relying on TG to keep order around here while I'm gone ;)

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    beach.gif Enjoy

    ...... miss you already :D
  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    Enjoy your hols... again!

    I'm being very well behaved... honestly.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • TallGirl
    TallGirl Posts: 6,225 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you have a nice holiday you lucky person.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well, had a great time :)
    But am back now :(
    Just over 9 weeks till off to Spain :)

    Need to motivate myself a bit rather than just count the days. Have decided a series of mini-targets in between holidays will help. So, in that time:
    - Mortgages total should drop to 133.3k. Aim to get it below 132k.
    - Drop weight by 9lbs (ahem, plus whatever I put on last week :whistle:)
    - Linked to that, exercise 3 times a week :o
    - Spend more time with family, including great niece due next month (am wayyyyyy too young to be great aunt :eek:)
    - Sort out pension transfer - taking a ridiculous amount of time
    - Continue to meal plan, eat healthily & cheaply (where's the rolling eyes when you need it :(). Had a good start at least on the 1st 2 yesterday, tons of 39p & 49p meals in Morrisons yesterday, have done a freezer list & started a meal plan till Feb pay day
    - No alcohol on 4.5 days a week :o, apart from very special occasions

    Hope all well :)

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Optimisticpair
    Optimisticpair Posts: 632 Forumite
    gallygirl wrote: »
    Well, had a great time :)
    But am back now :(
    Just over 9 weeks till off to Spain :)

    Need to motivate myself a bit rather than just count the days. Have decided a series of mini-targets in between holidays will help. So, in that time:
    - Mortgages total should drop to 133.3k. Aim to get it below 132k.
    - Drop weight by 9lbs (ahem, plus whatever I put on last week :whistle:)
    - Linked to that, exercise 3 times a week :o
    - Spend more time with family, including great niece due next month (am wayyyyyy too young to be great aunt :eek:)
    - Sort out pension transfer - taking a ridiculous amount of time
    - Continue to meal plan, eat healthily & cheaply (where's the rolling eyes when you need it :(). Had a good start at least on the 1st 2 yesterday, tons of 39p & 49p meals in Morrisons yesterday, have done a freezer list & started a meal plan till Feb pay day
    - No alcohol on 4.5 days a week :o, apart from very special occasions

    Hope all well :)

    gg x

    You like Spain as much as I do!

    I cut out the alcohol completely apart from Christmas and the odd night out.

    Lucky you, I am green with envy, :D it's so rare to find any whoopsied food around me.

    Well done on your progress.
    No longer half of Optimisticpair

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Welcome back gg :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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