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Gallygirl's 95 month challenge - now 'only' 92 months

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Today will not be an AF day 1.gif

    Just posted on the MFiT board, my original target was £25,400 (reduction in mortgage number 1). On Monday should have paid off

    £2.gif5.gif6.gif8.gif6.gif.10.gif7.gif.

    I thought the target was pretty tough so am really pleased, especially as I 'borrowed' 9k for a car (just over 5k still to pay back). My MFiT take 2 target won't be achieved so easily I think, but no point having an easy time of it :) My own official target was to pay off all mortgages by time I was 55 but unofficially I was hoping for the time OH is 55 (18 months earlier, he is considerably older than me ;)). I said it out loud to him on holiday so I will need to achieve now. Need to start carrying duck tape for emergency use 1.gif

    MS has dried up at the mo but 1 job today so £10 for that.
    Just spent £50 on ink :eek:, but that is 3 colour & 1 black cartridge, 10% off on site & 10% cashback to come.
    Meal planning went v well this week although I ended up going out for lunch unexpectedly & forgot to bring soup home out of work fridge so that will be lost. Will be carrying on with it this week & have v small shopping list for today, plus a £5 Morrisons voucher :). Cutting down cash I take out of bank as a result, which is just as well as I promised niece £75 towards some stuff for her baby due next month.
    Need a few things from Boots so off there later - have coupon for use if I spend £20 so may stock up on some things, but my bubblebath is one of the few ones not on offer :( so will see if can get cheaper elsewhere.
    Apart from that, a v quiet weekend, tidying & doing a few odd jobs, still, champers tonight 1.gif



    2.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Fanastic well done on all your hard work!:j
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi GG

    Wow, well done you, that's a very impressive figure! :beer:
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Wow you achieved your target and then some... well done!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    congratulations.jpg
    I ended up going out for lunch unexpectedly & forgot to bring soup home out of work fridge
    I do this allll the time :o
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    yippee_blue_glitter_wiggle.gifWell done to you GG
  • GG, have you got lost in a champagne glass/bottle? You haven't posted on your own thread since your fantastic news almost a week ago!:eek:

    Congratulations by the way. You are a superstar!!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Still here, but it's the quiet time of the month with not a lot happening. 3 MS yesterday, 2 today. £40 for kitty, plus tbags & loo paper.

    Tried to book a weekend away this morning, error on site, now hotel was gone up £8 a night so won't book it as a matter of principle :mad:.

    Still not drinking Sun - Thurs :A, did have champagne last night though (Asda special, OH bought it, insert banned roll eye smiley here).

    Had a mouse (or mice) in garage, bought 2 humane traps, 1 was full this morning but mouse was dead :eek:. Must have died of fright or something. Chucked out trap, remaining one back in there tonight :o.

    Will report back when something exciting happens ;).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • You need a puddy cat to catch those mice! Well done on the MShops.

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Still nothing exciting to report :o.

    Am giving MS a miss for now - was busy last weekend, away this weekend & DD back the following weekend (& she'll probably nab them all anyway :cool:).

    Transferring the frozen part of my pension is proving a bit problematic, need to chase up tomorrow :(.

    Off to London for weekend, my job to find restaurants so off to research deals ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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