Bit of a moan

mouseymousey99

I am similar to you in circumstances Stacie.Which would be?? Capable of going out to work but got a bit greedy with the handy bendy??
step out of line Oh silly me, I thought the op was asking for help and advice....(which by the way was given)....The odd please and thank you wouldn't go amiss either...a quick scan of the board would tell you a majority of the people on the board (who's help the op was asking for) are living with benefits - perhaps it would be better not to begin with derogatory remarks??
a joint income of £25k For x2 people?? please work out how much some other people on here are living on, and you may understand why some times people do feel a bit miffed...let alone the fact that everyone is lumped together..
Posting on here is not the same as talking to someone and I can see how things do get misread, but a little care on both sides would make life a little easier all round...

margaretclare

I haven't seen any 'nasty' posts, but perhaps the OP shot herself in the foot by adding the final paragraph.

If she had simply asked for help/advice/information, as she now says she is doing, she might have got a different response.

AFAIK the only 'help' available to a working couple without children is Working Tax Credit.

However, perhaps 'help' with budgeting is needed. £25K income between you? You need to know what goes out of this, why you 'live on little money each month', and Martin has an excellent budget template. On one side what's coming in, on the other side what's going out. The CAB, if you go to them for advice, separates outgoings into 'essential' and 'non-essential' spending. 'Essentials' include rent/mortgage, secured loans, council tax, water, gas, electricity, and a few other things including food. 'Non-essentials' include everything else including unsecured loans/debts/credit cards/storecards/catalogues/doorstep lending.

It is possible to pay down debts by a technique known as 'snowballing', and this is also described elsewhere on this site.

I hope you think this is helpful and not criticising! Some of us have been in a similar situation in earlier times, a good income but 'too much month left at the end of the money'. I used to be like that myself. Budgeting is the answer.

Looking enviously at others who 'seem' to have more than you is not helpful, because you don't know what else they have to put up with. They may have things going on in their lives that you would not like to have.

kez1234

hi, so you know a lot of people on benefits with "nice" flats?

sometimes it doesn't take much for your home to look nice, and ask these people with nice flats and are on benefits "have they had a good holiday recently"?
and who is being nasty?

daveboy

mouseymousey99 wrote: »

I am similar to you in circumstances Stacie.Which would be?? Capable of going out to work but got a bit greedy with the handy bendy??
step out of line Oh silly me, I thought the op was asking for help and advice....(which by the way was given)....The odd please and thank you wouldn't go amiss either...
a joint income of £25k For x2 people, please work out how much some other people on here are living on, and you may understand why some times people do feel a bit miffed...

I work actually....I had a serious operation in January but went back to work before I'd fully recovered because I was sick of being at home.

Funnily enough mousemousey99 you last post was the only one worth reading for the OP (in my opinion).

I'm a bit miffed at all the people on MSE who don't know how to do a CV, don't know how to spell, don't know how to handle their own affairs. The only people who deserve my tax money are those who are disabled or elderly.

Now I will await the usual....

frasersmum123

OP - I dont think you will be entitled to anything, but if you put a SOA on one of the budgetting boards, someone might be able to help you suggest cutbacks and find some extra cash.

I wont get into the whole benefits debate - its a can of worms that should probably stay tightly shut!

alwaysonthego_2

Op you will not be entitled to working tax credit on your joint income of £25k. You will not be entitled to any benefits and should look at completing a budget sheet which might help. The cab can help you sort out your debts if you book an appointment.

Penny-Pincher!!

I assume on 25k joint income you are both pretty much on minimum wage...could you both not look for better paid jobs or take on a small part-time job?

PP
xx

Staciep88

Mouseymousey99 - This is the only one I can think of (of course one of you could always do a couple of extra hours)....I get the impression though that you would not choose that option, anyway ..... Why do you get that impression? Me and my partner both work a 45hour week as it is. Thank you for your advice, going by that I think that my OH may be entitled to something.

Daveboy - thank you very much.

Margeratclar - Thank you, I have done snowballing - will be debt free in 12 months time, and beleive me, we do budget, thats why Im asking for advice on benefits now as if there is money available to help us then Im not going to turn it down, nor would anyone.

Kez - Yes I do know people like that, as I have already said.

Frasersmum123 - Thank you, I have already done that,

healy

Staciep88 wrote: »

Hello,

Im new to this benefit stuff so I just wanted to find out what/if I'm entitled to anything

This was in my original post - I was clearly asking if I was entitled to anything - therefore asking for advice. And I do understand that people cannot work due to illness - thats why I didnt mention anything about them.

So my original question was what could a couple with no children receive in benefits - I take it theres nothing that could be offered to us?

Have you tried entering your details into entitledto.com? I was trying to be helpful by suggesting that.

calleyw

The WTC threshold for a adult couple with no children is £17,400.

I can't imagine you would get any help with rent or council tax.


Yours


Calley