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Hypno's "there's more to life than debt" diary.....

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  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £60 is £60. How long does it take to hit the pot?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    As lucielle says £60 is £60.
    At least its done now.
    I wont mention the housework though!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    adult ed are notoriously slow in paying, so it will hit the pot........someday!!

    housework.....hmmm......I am just off for a run :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Gosh, I hope its not as wet your way is it is here.
    Has rained solid for more than 24 hours.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It is blustery here, which makes running difficult, but it is dry so far. I did 3.8 miles - it was hard work, but I am glad I went out and did it.

    Just off for a shower, and then I need to think of another excuse to avoid housework :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You're doing really good with the running..well done.£60 is a nice amount when it comes so that's all good.Housework..yuck.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am quite pleased with the running progress - I just need to keep it up, and find an extra 20 or so miles in the tank!!

    Housework - have made a start. things look a little better than they did earlier. We will do "advert" tidies for the rest of the evening - short sharp blitzes.

    I checked my online electricity/gas statement that arrived today - I am now in credit by £166, so that shows that we are keeping our usage quite reasonable. I don't yet know whether to leave the surplus in there to cover the winter period, or to withdraw £100 of it, pay it to the egg loan, and to colour in another couple of squares :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    My electric is in credit to 155.00 at the moment too, and I was wondering the same thing ... I think I'll leave mine a little longer as the fixed rate I was on runs out next week so I need to check what it will shoot up to :rolleyes: I may look at changing supplier again too, does anyone know how often you can do that?? I have been with scottishpower for just over a year now :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I think that after a year you would be able to switch without any problems. Why not start looking now - and of course remember to go through quidco!! I am on a capped rate with E.on so hopefully when prices come down, we will be in even more credit and I can then reduce my monthly payment. I am really pleased that our credit is building up again, because last time we got a bill, I reduced it by about £30 a month - so to still be building up a credit is quite positive!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Just checked the comparison sites, and the best one was my bills going up by 132.00 per year :eek: :eek: :eek: Even if I stay with scottish power it will go up by 140.00 :mad: :mad: I guess that decides for me what to do with the money in credit :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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