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Hypno's "there's more to life than debt" diary.....

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Comments

  • Unbelievable, but in reality it is not ..what a bunch.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06 wrote: »
    https://buy.garmin.com/shop/shop.do?cID=142&pID=11039 This is my garmin.....it does FAR more than I have managed to master yet! It was my birthday present from everyone and I am sure it will get a great deal of use over the next few months!

    ***************************************************
    oohhh i want one...sounds like something else to get addicted to...updating computer, charts, competing against yourself in runs and telling you how many calories you lost :T does it do the ironing???????:rotfl: :rotfl: :rotfl:
    i am VERY impressed you got up to 7 miles in 3 weeks...
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Unbelievable, but in reality it is not ..what a bunch.

    yup, sort of sums it up really - nothing is unbelievable any more with that lot!

    savingmore, sadly it doesn't do the ironing.......in fact I am still not quite sure what it does do! I have a lot to learn with it yet!

    Seaxwyn, Sainsburys probably have quite a high conversion rate to their "new" loan, with all those who will welcome a 3 month payment holiday over Christmas. Sad. So Sad. If only we could redirect those people to this site.

    My running aches are escalating.....I think I will have a night off from the running today and go out tomorrow evening :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    egg really are the devil in disguise, hopefully you can get a reduction on the loan or try for a reduction in the interest following your complaint. i managed to get £100 compensation from them last year on my egg credit card due to them messing up so much so its worth standing your ground. i told them how long i had been onthe phone and what my hourly rate wasatwork. i think that helped my case.

    i think you need a hot bath to recover from the running whth lots of bubbles and a good book.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hypno

    Just to let you know I have pm'd you.

    DTxx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I have pm'd you back!

    lunar, yes I will be standing my ground on the egg thing. Like I say, it is a matter of principle really - they can't treat people like that, it is so unfair :mad:

    On a more positive note, £8.50 arrived in clubcard vouchers today, which is £34 in deals - that is another lunch paid for at center parcs when we go in the summer :T

    Oh, and got £3 luncheon vouchers from p!necone........a M&S lunch is therefore on the cards this week.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Egg is just unbelivable.
    You complain & they stop your card
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I know! And without warning or the courtesy of telling me.........

    It was the embarressment as much as anything - I was only wanting to pay for fish and chips at the ski club.....thank goodness I had that sponsor money with me, otherwise I would have ended up doing the washing up!! And THAT is just too much like housework to be comfortable :eek:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi Hypno

    Just having a catch-up as I didn't go online at all over the weekend - way too tired!

    Happy belated birthday for yesterday! :beer:

    Congratulations to Master Hypno! :T

    On the subject of Garmin - that was who OH did the advert for 2 years ago. It was only screened in USA - it had its premiere at the Superbowl so approx 90 million people saw it!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Wow!! I am in the virtual presence of someone who advertised my very expensive stopwatch :rotfl: I am starstruck :D

    Thank you for the birthday wishes and the congrats for DS - I am very proud of him (albeit gutted I can't make overpayments until I have paid for his training!!)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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