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Hypno's "there's more to life than debt" diary.....

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Comments

  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    if i had a free day i would
    start with world peace
    then the financail world
    then debt and poverty world wide
    after lunch
    hospitals and schools
    then go home snuggle up on the settee under a blanket with a dvd coffee and chocolate
    maybe tomorrow??
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    all in a day's work, shaun.......all in a day's work :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Happy belated birthday - glad you had a good day. I'm really impressed with all the running!
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks YL! Hope you are ok - not seen you around for a bit?

    I had a very long conversation with Egg today - seems they stopped my credit card as a reaction to my complaint last week.....I have managed to escalate said complaint to someone who has actually had the decency to read the file and has confirmed that he will be pulling the tapes of the conversations I had last week.

    How much good it will do, is yet to be seen, but I did feel that he was genuinely horrified at what he was reading! And he did mention that he would look into some form of compensation for me as this was "an extraordinary case" so they do, at least, seem to be taking it seriously. I am sure any compensation won't amount to much, but it really is the principle of the matter that is most important - why should I be treated like that when all I am doing is paying off my loan in accordance with the terms and conditions!!

    Anyway, rant over, I will update if and when progress or otherwise is made!

    As for the running - my legs ache!! I will have to drag myself round the block slowly this evening to try and loosen the muscles a bit.......or maybe I will stay in the dry and warm :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    sorry, you complain... they cancel your credit card!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    they are unbelievable.They should be greatful that not only are you making your payment but that you are actually overpaying it..what idiots!!!!
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    These banks really are strange. I had a call from Sainsbury's Bank today, I have a loan with them at 6.5%. The man asked if I would like a new loan to pay this off, with three month's payment holiday, resuming payments in February at 8.5%. Now why on earth would I want that?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • gillypen
    gillypen Posts: 121 Forumite
    hypno i'm stunned at egg for doing that really stunned
    2.00 saving club £408 pound so far £250 cashed
    Sealed Pot Challenge 2 "The Return" #379
    saving for a house 0.2%
  • Hi Hypno,

    Good on you for escalating your complaint and at last talking to someone over there that appears to know his job; fingers crossed you'll get a decent apology and compensation to match (possibly paying the loan off for you would be a good one :rotfl: )

    Having looked out the window most of today I would strongly advise sitting in the warmth with a nice cup of coffee.

    Tea
    x
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Hi Hypno - I'm ok thanks - work's really busy atm (everyone's applying to University!) and I've not had much time for MSE :rolleyes:. I have been keeping a quick eye on things. Hope you get things sorted with Egg soon.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
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