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October - The NSD Challenge
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Managed another NSD on Friday. One more to go, need to make it today.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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I'm up to 11 out of 14, it's looking hopeful after having such an appalling start!
Good luck everyone, the finish line is in sight!You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.0 -
I've had to do food shopping today so definitely not a NSD here. Also treating kids to a cinema trip later:D100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
NSD 11/15 so far today. I'm going into town later to pick up OH after work. Will stop in a couple of shops to check prices on a few xmas pressys, but I will be leaving my wallet at home.
I refuse to spend!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
:wave: I'm NSD-ing it again today!
(I blimmin' have to if I'm going to hit my target again this month!:p )
It's 19/22 on day 27 for me! :dance: So 4 days to go and 3 NSDs required to hit my target.
:eek: Gulp! :eek:
I've cheated a litle bit though!I've set up a daily milk & bread delivery as my local dairy was running a promotion. I thought I'd try it out and see if it helps me. It is a little more expensive though.
But going to town for bread and milk always seems to cost me more than milk and bread should do by the time I've grabbed some special offers or a dark choc Bounty bar - since I'm spending anyway I sometimes think I might as well!And then You've got to pick something up for the rest of the fam haven't you or it wouildn't be fair.
And even if I mamage to resist all temptation in the supermarket i still have to walk home past the bakery - which always smells amazing!
Hark at me going on!
I have started the November thread:
http://forums.moneysavingexpert.com/showthread.html?t=1245437
and I am quite sadly proud that I managed to do it right!
If anyone's got any ideas of what we could have for awards next month then all and any suggestions will be gratefully received!
Have a great day everybody!
Love Jacks xxxNot everything that can be counted counts, and not everything that counts can be counted. Einstein0 -
Had to buy diesel today.
Only 4 more days to go. Need to pay for a golf lesson for DS on Friday so I'm only able to fit 3 more NSDs in - but I'm determined to do them at least. Means I won't hit my target. Maybe I need to be a bit more realistic next month.Debt free and Keeping on Track0 -
I'm inordinately pleased with my big smiley star on my first challenge! Will def be signing up again next month, but waiting to see how many I manage by the end of Oct before I commit myself, as now had 8 NSDs out of my target 6. Thanks to lilmissmup for running this thread, and see you in November.0
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Well done to those with stars. I'm on 10 today - will not hit target, but roll on November challenge!0
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Phew! made it! not sure how but I've done the 15!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I had NSD number 8 yesterday - still 2 to go so I'm running it close to the wire again! Had a spend day today so tomorrow really needs to be an NSD to make sure I get there.
I've increased my target every month so far, but only hit it in the last couple of days. So I'm going to up the ante to 12 for November to give myself a challenge!Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340
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