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October - The NSD Challenge

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  • Hiya guys,
    Not been on for ages but have had 18/20 NSD's so far, as my month runs 29th to 28th I only have 3 days to go so must try to manage without spending, wish me luck;)

    HWGA xx
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • Hi All, I've managed 14 NSDs so far :j

    I have to say I have enjoyed this challange, it made me focus on when I spend and to plan my shopping better, result less money spent.:money:

    I must be very sad person as I am already planning my NSDs for November.

    Good luck everyone and thank you all for your support and encouragement.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Today is my 19th nsd woo hoo. Thanks all for your support :A
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Stars for you baileysbabe and PAP :D

    Regarding the November challenge i have asked Jacks if she will run this as i think its good to give others a chance plus she is a real inspiration to us all with 22 days last month and she is very likely to hit the target this month too.

    I will then be running the December challenge and we will then take it in turns for as long as people want to continue.

    If anyone does really want to have a go though please let me know, i don't mind sharing :p
    Now a SAHM trying to earn some spare pennies each month
  • NSD no.10 for me :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi there - can I have my star too please. I have managed my target of 10.
    Glad to hear that someone is running next months - its a good way to save !!!!!!!!!!!!!!

    Thanks
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Surfbabe wrote: »
    Hi there - can I have my star too please. I have managed my target of 10.
    Glad to hear that someone is running next months - its a good way to save !!!!!!!!!!!!!!

    Thanks

    Star for you too hun x
    Now a SAHM trying to earn some spare pennies each month
  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    Declaring today a NSD as I have no intention of going out again today!
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


  • magni
    magni Posts: 651 Forumite
    I'm declaring an NSD now as I'm only going to work later and have no intention of spending anything;)
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Hi Folks

    Declaring yesterday a NSD. That brings my total to 6/10

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
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