Roll up, Roll up! November - The NSD Challenge....!

Jacks_xxx · 26 October 2008 at 9:36PM

:wave: Evenin' my lovelies, and welcome to November's NSD Challenge! :wave:

It's only a few (short, cold & dark :rolleyes: ) days until November so I thought I'd have a little play and see if I could get this set up now.

You'll all have to put up with me even more than usual this month

as Lilmissmup is having a month off after looking after the challenge beautifully during September and October, and before that Angeldiva ran the August Challenge and Wanttobeasaver originally started this challenge in July.
I'm hoping to learn the magical secrets of the lovely big shiny trophies

and stars

and if not - we'll think of something. (H-E-E-L-L-L-P!!! :eek: )

The aim of this challenge is to plan to have some No Spend Days this month. It doesn't matter how many you plan for - everyone's life is different. We all support each other and post to say how we're doing.

(See - it's easy! )

The Rules

1) You set your own rules!

Most people don't count bills and direct debits, and it's probably best not to count regular expenses that you aren't planning to reduce , or that you can't do anything about - such as the kids dinner money / pocket money or your train fare to work etc.

Ebay posting doesn't count cos the buyers pay for that.

After that...it's up to you.

Some people count food shopping and some don't. (I do cos otherwise I would sneak all sorts into my trolley!)

Some count petrol and some don't.

The basic rule of thumb is: If it's a regular expense and you can't reduce it - then don't count it.

If you declare on here what will count with you and what won't it helps other posters figure their own plan out.

If you want to see how it all works, October's challenge is here:

http://forums.moneysavingexpert.com/showthread.html?t=1182945

and if you still have questions, then ask away my lovelies!

So...How many are YOU in for????

Love Jacks xxx

The Official List of Motivation! :dance:

Kmac_Edin 4 NSDs

moneysavingmaia 4 NSDs

locutus2003 4 NSDs

DoWhatULove-LoveWhatUDo 4 NSDs

katie2407 5 NSDs

halight 5 NSDs

sarahb123 5 NSDs

thriftyscotslass 5

elsie52 5

paybacktime2008 5 NSDs

savingholmes 5 NSDs

seese75 6 NSDs

MYLITTLESISTERLOLA 6 NSDs

Karb 6 NSDS

BigSpender2 6 NSDs

blu2u 6 NSDs

mummy2mygirls 7 NSDs

Damita 7-8 NSDs

Abundantfaerie 8 NSDs

Neobright 8 NSDs

chunkytfg 8 NSDs

maursie 8 NSDs

tirlittan 8 NSDs

urg123 8 NSDs

brummiebabe 8 NSDs

Purpletea65 8 NSDs

cazzab 8 NSDs

pointypenguin 8 NSDs

Buffythedebtslayer 8 NSDs

Bowski_1011 9 NSDs

elj2287 9-10 NSDs

dumblemon 10 NSDs

TurnaroundSue 10 NSDs

alice12 10 NSDs

lysasparkles 10 NSDs

NoDebtDiva 10 NSDs

pebblespop 10 NSDs

Juli 10 NSDs

Surfbabe 10 NSDs

slowlyfading 10 NSDs

debbiemc 10 NSDs

Red Fraggle 10 NSDs

spam.jam 10 NSDs

lunar 10 NSDs

The Dragon 10 NSDs

Baybee1984 10 NSDs

Vickyw43 10 NSDs

Madmich666 10 NSDs

smartcat04 10 NSDs

lindsaygalaxy 10 NSDs

frasersmum123 10 NSDs

Hermia 10 NSDs

Bagpuss741 10 NSDs

sazzledazzle 10 NSDs

tinkerbel 10 NSDs

Miss R 10 NSDs

sinkorswim 10 NSDs

Miss Bez 11 NSDs

maemaesmummy 11 NSDs

MrsPorridge 11 NSDs

Sharon87 11 NSDs

Teaparty mum 11-12 NSDs

louby28 12 NSDs

AuntieH 12 NSDs

TheBees 12 NSDs

Horace 12 NSDs

mcjordi 12 NSDs

Graduate_Nat 12 NSDs

EMminently 12 NSDs

Snow White 12 NSDs

Lilmissmup 12 NSDs

Bone Idle 12 NSDs

millyscarlett 12 NSDs

Mrs Money Penny 12 -13 NSDs

strumpet 13 NSDs

Baileys Babe 13 NSDs

efesbaby 13 NSDs

rb6ac 13 NSDs

Penny2myName 14 NSDs

magni 14 NSDs

slig 14 NSDs

scaredy_cat 14 NSDs

swampy tiggaa 15 NSDs

candygirl 15 NSDs

aliwali 15 NSDs

katymags 15 NSDs

andromache 15 NSDs

ilovetea 15 NSDs

SarahNeedle1872 15 NSDs

Lula-Hula 15 NSDs

Odette 15 NSDs

little_miss_moneysaver 15 NSDs

Piquant 15 NSDs

reeetyre 15 NSDs

nzseries1 15 NSDs

cornishinfens 15-16 NSDs

crap_with_money_com 16 NSDs

toottifrootti 18 NSDs

andrinaperry 18 NSDs

purpleroses 18 NSDs

nickynoo08 18 NSDs

JAMIEDODGER 20 NSDs

frazzmunch 20 NSDs

postingalwaysposting 20 NSDs

loopymadlover 20 NSDs

Herewegoagain 20 NSDs

SCO1 20 NSDs

causey25 20 NSDs

CAFCGirl 20 NSDs

x_raphael_xx 20 NSDs

cake21 21 NSDs

Jacks xxx 22 NSDs

spam.jam · 26 October 2008 at 9:53PM

Thank you, I would like to do 10 NSD please.xx

blu2u · 26 October 2008 at 9:55PM

I'd like to join you please. I'll aim for 6 this month x

Herewegoagain · 26 October 2008 at 9:57PM

Hiya jacks xxx put me down for 20 again for nov, I'll just have to see if I've managed it in oct

HWGA xx

SarahNeedle1872 · 26 October 2008 at 10:00PM

Five days left to go in Oct, and I only have 1 NSD to achieve my target..... so I'm gonna push myself a bit harder next month and go for 15..... thats half the month! Eeek!

Graduate_Nat · 26 October 2008 at 10:06PM

I haven't done this challenge before, so i'm aiming relatively low. I know that i already manage 5 or so days a month without trying so I'm going for 12.

I think thats reasonable for me, I just need to think more about what i'm spending and why!

. Less chocolate being bought at lunchtime will help!

ilovetea · 26 October 2008 at 11:27PM

Can you put me down for 15 NSD please.
Have managed it for the last two months,so I'm saying 15 but hoping for more:D .

ilovetea x

mcjordi · 26 October 2008 at 11:40PM

im in 12 please

urg123 · 26 October 2008 at 11:43PM

Hi Jacks

Thanks for getting this going - after failing miserably last month (7/10) I am in for 8 this month. This is realistic given all the things I have to do this month.

I really need to get my rear end back into gear. I started towards my old habits of frittering money away. I'm starting to learn what my trigger points are. One of them is Central London - I just love to spend in the fab shops. I have another trip during November and I will resist.

I feel that this will be a good month - my salary has gone up, my mortgage will be changing to a tracker. Now I really need to get my spending under control.

Good luck everyone.

URG xxx

andromache_2 · 26 October 2008 at 11:56PM

ooh ooh, I missed this challenge last month but would like to sign up this month as I know NSDs are a really good way to stop me from buying something silly in town when I'm walking home. According to my spending diary, I'm up to 9 NSDs this month without particularly trying, so I'm going to try for 15 in November as a challenge.

Thanks for organising it Jacks

loopymadlover · 27 October 2008 at 3:01AM

ill have 20 please thanks !

Roll up, Roll up! November - The NSD Challenge....!

How Many No Spend Days Are You Aiming For? 124 votes

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