Money Fritters 'Enough Now' DFW Diary

Money_Fritter

Well did not get all my tasks done tonight. I knew I wouldn't. But got to set the bar high. I will try and finish stuff off tommorow.

Really tired tonight. So I am going to bed.

Money Fritter

Money_Fritter

Morning everybody,

Really tired today. As I was going to bed last night heard on the radio about michael Jackson, so got back up and was following the story on the news channels. I can't believe he has died.

He was a legend in his prime.

Rest in peace

Money_Fritter

Hello everybody :hello:

Been really busy the last few days, and have not had time to post. So lots to catch up on.

Here is my update for thursday

Thursday 25th June 2009


1) Living on 4k a year challenge


My meals for today were as follows:-

Breakfast:- Porridge+Milk=30p
Snack 1:- 2xRice Cakes+butter=10p
Lunch:- Cheese Sandwich+Apple+Bannana= £1.22
Snack 2:- N/A
Tea:- Rissotto=£1.06

Total for the day £2.68

The last few days I have been creeping over my £2 per day on food. I need to try and pan meals out so they become cheaper per portion or try and cut costs somehow. I will see how I go.

Anyway, on a plus point I had no extra spends again today. :j


2) June Grocery Challenge

Nothing spent

3) Loose change

Nothing today

4) NSD Challenge

NSD today so that takes my total to 13 for June. :T:T:T


5) PAD challenge

PAD £1.00 towards my visa card.


6) Make £5 per day Challenge

Surveys - Nothing today


Amazon Books - Nothing today

Matched betting - Nothing today
Scratchcards - £0.50


Also managed to do some more flylady cleaning. Did Thursday's list upto level two.

Money Fritter

Money_Fritter

Here is my update for Friday

Friday 26th June 2009


1) Living on 4k a year challenge


My meals for today were as follows:-

Breakfast:- Porridge+Milk=30p
Snack 1:- 2xRice Cakes+butter=10p
Lunch:- Rissotto= £1.06
Snack 2:- Apple=£15p
Tea:- Oven fish and chilli chips+peas+2xbread=84p

Total for the day £2.45

I had a portion of rissotto that I made last night for lunch and for tea I made the chilli chips again, that I made a few weeks ago. They were really nice. Still above £2 per day though. :mad:

Went shopping today, as I got paid. Needed to stock up on meat and cupboard items for the start of the july grocery challenge. Spent £54.59. Not too bad, got loads of meat on offer.

Nothing extra spent


2) July Grocery Challenge

Spent £54.59 out of a budget of £80.83
Remaining for the month = £26.24

3) Loose change

Nothing today

4) NSD Challenge

NSD today so that takes my total to 14 for June. :T:T:T


5) PAD challenge

PAD £1.00 towards my visa card.


6) Make £5 per day Challenge

Surveys - Made 180pts on 1 survey today.


Amazon Books - Nothing today

Matched betting - Nothing today
Scratchcards - £0.20


Also managed to do some more flylady cleaning. Did Friday's list upto level two.

Before I went shopping I did my meal plan for the week.

Saturday

Breakfast:-Boiled Egg and toast
Snack 1:-2xRice cakes and butter
Lunch:- Beans on toast
Snack 2:- Bannana
Tea:- Chilli Con carne

Sunday

Breakfast:- Bacon Butty
Snack 1:-N/A
Lunch:- Picnic
Snack 2:-N/A
Tea:- Turkey steak+mash+veg

Monday

Breakfast:-Porridge and milk
Snack 1:-Carrot sticks
Lunch:- Pasta tuna and sweetcorn with tomato and cucumber
Snack 2:- Brazil Nuts
Tea:- Rissotto

Tuesday

Breakfast:-Porridge and milk
Snack 1:-Carrot sticks
Lunch:-JP+Baked beans+tomato and bannana
Snack 2:- 2xRice cakes and butter
Tea:- Soup and bread

Wednesday

Breakfast:-Porridge and milk
Snack 1:-Carrot sticks
Lunch:- Tuna sandwich and apple and bannana
Snack 2:-Brazil Buts
Tea:-Noddles

Thursday

Breakfast:-Porridge and milk
Snack 1:-Carrot sticks
Lunch:-Soup and bread and an apple
Snack 2:-2xRice cakes and butter
Tea:-Cauliflower and Broccolli cheese

Friday

Breakfast:-Porridge and milk
Snack 1:-Carrot sticks
Lunch:- Rissotto
Snack 2:- Brazil nuts
Tea:- Oven fish and chilli chips and peas


Money Fritter

Money_Fritter

Here is my update for Saturday

Saturday 27th June 2009


1) Living on 4k a year challenge


My meals for today were as follows:-

Breakfast:- Boiled Egg and 2 pieces of toast and apple juice= 43p
Snack 1:- N/A
Lunch:- Beans on two pieces of toast=51p
Snack 2:- N/A
Tea:- Chips and fish=0p

Total for the day £0.94

A good cheap day on meals today, mainly because my girlfriend came up to see me with her daughter and treated me to fish and chips. :j

Nothing extra spent


2) July Grocery Challenge

Nothing today

3) Loose change

Nothing today

4) NSD Challenge

NSD today so that takes my total to 15 for June. :T:T:T


5) PAD challenge

PAD £1.00 towards my visa card.


6) Make £5 per day Challenge

Surveys - Nothing today


Amazon Books - Nothing today

Matched betting - Nothing today
Scratchcards - £0.10

I thought I had managed to sell another book today. I came to print out the dispatch note and the buyer was from Belgium. I must have clicked the wrong button for dispatch areas. I should of just click domestic only. So I have to send him an e-mail to apologise and refunded him his money. It was a £20 book as well. Gutted :mad:
Nevermind, hopefully some else will come up soon.

Money Fritter

Money_Fritter

Here is my update for Sunday

Sunday 28th June 2009


1) Living on 4k a year challenge


My meals for today were as follows:-

Breakfast:-Bacon sandwich and tomato ketchup=74.5p
Snack 1:- N/A
Lunch:- Picnic= approx £1.25 per person.
Snack 2:- N/A
Tea:- Ham sandwich=46.5p

Total for the day £2.46

Went for a picnic today at alnwick castle and gardens with my girlfriend and her daughter. The weather was warm but overcast. We had a good day.

I was not very hungry in the evening so instead of having my turkey steak, mash and veg I just had a ham sandwich.

Spent £30.39 on diesel today. However, this does not come off the budget until the work allowance is all used up.

I also sspent £10 getting into alnwick castle and gardens


2) July Grocery Challenge

Nothing today

3) Loose change

Nothing today

4) NSD Challenge

No NSD today


5) PAD challenge

PAD £1.00 towards my visa card.


6) Make £5 per day Challenge

Surveys - Nothing today


Amazon Books - Nothing today

Matched betting - Nothing today
Scratchcards - £0.20

Money Fritter

Money_Fritter

Here is my update for Monday

Monday 29th June 2009


1) Living on 4k a year challenge


My meals for today were as follows:-

Breakfast:-Porridge+milk=30p
Snack 1:- Ham salad sandwich and yoghurt=£2.30
Lunch:- JP and beans and an apple=85.5p
Snack 2:- 2xRice cakes and butter=12.6p
Tea:- Pasta and home made sauce=84p

Total for the day £4.42

Total meals spends today was quite high. I was abit naughty. I was very hungry during morning snack time so bought a ham salad sandwich and a yoghurt. This was £2.30
I also spent £0.70 on coffees
I also put a £2 coin into my loose change jar.

On a good note I made a nice home sauce for pasta out of gill holcombes book about feeding a whole family on a balanced diet with very little money.

The sauce was dead easy to make.

Chop 2 onions, 2 courgettes, 2 peppers, 250g mushrooms and crush 2 garlic cloves.

Melt some butter and olive oil in a pan. Add all the ingredients and cook for a couple of minutes. Then add a crushed veg stock cube with a tin of tomatoes and a bit of oregano and basil. Stir and simmer for a few minutes. Then add half a glass of red wine and some tomato puree.

Simmer on low heat for a few minutes. If it is too thin leave longer, if too think add more stock or wine (wine sounds better:rotfl:)

This serves about 5-6 portions.

Then you can blend up or leave as is and freeze in portions.
I blended and got five portions. I used one for tea and froze the other 4.


2) July Grocery Challenge

Nothing today

3) Loose change

£2 coin for the jar. Overall total £2 = £8

4) NSD Challenge

No NSD today


5) PAD challenge

PAD £76.26 towards visa cards today.


6) Make £5 per day Challenge

Surveys - Nothing today


Amazon Books - Nothing today

Matched betting - Nothing today
Scratchcards - £0.10

Money Fritter

Money_Fritter

I have not managed to update my signature fully for awhile as I was waiting for balance transfers and other things to get sorted. Hopefully I will try and update it fully tonight or tommorow

Money Fritter

Money_Fritter

Hi Folks,

Right I have finally updated my signature and sorted out my balance transfers. All my debt apart from my bank overdraft is now on 0%. My total debt has slightly gone up, by about £100 odd pounds, but that is due to the balance transfer fees.

Right the next two months are going to be tough as my min payments have gone up. However, at the end of august my mortgage comes down by £180 per month. So I just need to hang on until then. However, if I keep doing the matched betting and ticking things over like this month I will be fine.

So I have put all my debts into the snowball calculator and my DFD has come down by three years to June 2013. :T:T:T

My overall payments have gone up per month from £264.85 to about £402.30. But I have worked everything out and I can just about manage that for the next two months until my mortgage comes down. And if I do get extra money on matched betting and other things, then that will be even better.

I have also pinched a good idea off hypnos diary. She has a grid pinned up on her wall with each square representing £50. So everytime you pay £50 off your debt you colour in one of the squares. I thought it was a great idea so copied it.

Anyway that is it for now. As you can see from the signature, June was a good month. Just got to keep up the good work.

Money Fritter

Money_Fritter

Good morning everybody

Hope everybody is ok.

It is still really hot and humid in Durham.

I had a good work out at badminton last night. I think I lost a stone in about the first 15 minutes. Anyway here is hoping I have lost some weight today.

Not got a great deal to do tonight, so might try and get some more books on amazon and do some odds and sods around the house. Also need to do some batch cooking and make some soup among other things.

Have a good day everyone.

Money Fritter