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The ultimate incentive to get debt free, can I do it by New Years?

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Nope, tearing my hair out. We've got a Christmas meal with family friends tonight too so looks like I will be having a very stressy Christmas Eve!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Oh god where was that!? Are you going to put it all in your report? I guess they can't help what other customers talk about but the sick in the loos...! Only another hour for me, all I've done this morning is an 80s film quiz (34/100 - very good for me!) and an epic review for dooyoo, Aimed to get 5 done these last two days and have only managed two, oh well. I'm dying to know what your OH's pressie is! Very intriguing.
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I promise I will tell about the pressie after Christmas!

    Chain pub in Darlington town centre, all I will say unless you regularly eat in Darlington town centre in which case PM me!

    Other customers were generally yobs, yelling at one another across the pub, generally just a rubbish atmosphere.

    I'm going to try to do another 5 dooyoos today, want a bit of a boost behind me before I enter the new year for the £20k in 2009 challenge. Considering joining the live on £4000 in 2009 too, as this would obviously help me hit my target, but I spend about £180 a month on petrol alone so tbh this challenge does seem very scary! £40 car insurance a month, £11 prescription, £22 contacts, £35 mobile bill, and then about £60 a month on flights and I've already failed - how do people do it?!

    Did you finish your 30 before you're 30 list Tete and Cinny? Anyone want to compare potential achievements and probable failures?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Ah that's ok, if I was going to go all the way to Darlo to eat it wouldn't be in a chain pub. Yikes though!

    Nope, haven't finished my list yet, will have to have a think over the next week, along with deciding on my MSE challenges for 2009. I fancy starting the lunch log challenge again, but people seem to fall off that one pretty quickly and no-one posts. I'll get my thinking cap on! Have you finished yours? And Cinny?
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I've got 29/30 things. I'm trying to think of an achieveable one that I've always wanted to do, because I have a lot of challenges, but it is tempting to leave that one gap there to achieve something unknown that comes along!

    My mum makes my lunch, it's included in my rent, it's brilliant!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • I've got a couple of easy ones in there, like go for a proper professional massage - they offer them at work so it's just a matter of getting around to booking it. And if they were all 'See the Pyramids (#1)' and 'Visit New York (#12)' it'd be an expensive old business!
    Dinah93 wrote: »
    My mum makes my lunch, it's included in my rent, it's brilliant!

    Haha, I love it - lucky you!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93's 30 Before I'm 30
    1. Travel to all continents (not Antarctica, too cold doesn't count!)
    2. Sell something I have made
    3. Buy a house
    4. Read all Jane Austen's books
    5. Stay in the ice hotel
    6. Create my own website
    7. Get back under 9 stone
    8. Go cross country riding for a day, no roads allowed!
    9. Go whale watching
    10. Go to venice and ride a gondola
    11. See a real penguin
    12. Build a dolls house
    13. EDITED OUT - NOT FOR PUBLIC VIEW!
    14. Swim a mile without stopping
    15. See the Grand Canyon and go on the new skywalk platform without having to hold on!
    16. Make a patchwork quilt
    17. Own an expensive piece of jewellery
    18. Ice skate in New York at Christmas
    19. Write a book
    20. Complete the 5 peaks challenge (but not in 48 hours, want to enjoy it!)
    21. Grow a vegetable and eat it
    22. Cook a meal with chocolate in every course
    23. Go to a spa
    24. Sing karaoke
    25. Do the aerial extreme course
    26. Go to the ballet
    27. Sew a dress I can & want to wear
    28. EDITED OUT - NOT FOR PUBLIC VIEW!
    29. Sleep under the stars with someone I love
    30. Make a 40 before I'm 40 list
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Actually 30 doesn't look that many when they're all written down! A 40 for 40 list is a must. I have the three peaks challenge on my list actually - what are the five?

    I'm off now for Crimble - have a good one! I'll be popping in from time to time depeding on home computer's willingness to co-operate!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    The 5 adds in Slieve Donard in Northern Ireland and Carrauntoohil in Ireland.

    Have a lovely Christmas Tete! :santa2:
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Thanks for posting your list Dinah. Can I just ask, have you done any of them already or are they all still to do?

    I think I'd better get cracking on a similar list too- I'm 26 next birthday so time is ticking for 30 before 30! Won't mention it to OH as he is 30 in 9 months and a little sensitive about the whole thing!
    :DYummy mummy, runner, baker and procrastinator :p
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