📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

19091939596526

Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Aww!! Bless his little (irish) cotton socks! :D Couldn't you send him out to the pub with your dad or something? to give you time to sort his gift out. My STP rating is all over the shop too, one minute I'm 3 stars the next minute I'm 2. I'm hoping I don't get down to 1 (i did for abit but I didn't do any reviews and it oddly went back up?) My Accuracy is 81.66% and gone down about 5% since I came on afew hours ago and i've only made £1. Better than nothing!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Better than nothing is a matter for debate right now! Done 14 tracks and still 1 star

    He wants to borrow the car and go present shopping, but dad wants me to go to get some bits for him too at the same place, so seems mad to make two trips. Might send him down to watch a film with dad or something this evening. Going to have to do a much, much simpler version of what I had planned anyway.

    So angry, I went £3 over my overdraft last night pulling out the extra money for the meal, now I'm going to get a whacking £25 charge. That's an extra £25 I need to make next month. GRRRRRRR
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That's an ar se about the charges Dinah, I'm sure you'll be able to find it from somewhere. Couldn't you have a word with the people who planned it and ask for some money back? Like you said, it was pretty bad and they did charge you double.

    Well I've set myself the £40 challenge so I'm stick with STP just because I want to be able to see a challenge through to the bitter end for a change! Been on and off it since about 9:30, in which I dropped a star, gained a star and only made £1.30
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I set myself a challenge to do 1000 tracks on STP in Jan, but I'm not doing them for free!

    How can anyone sleep this late?! I'm gonna go prod him.....
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • That's a very romantic gesture that your OH pulled last night.It shows how much he does love you!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm guessing the prob woke him up? Have a nice week/weekend together!! Like clearmydebts said, proves he's still crazy inlove!
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Aww bless him, how romantic!!! :D

    I wish my OH would do something romantic for once :rolleyes:
    Saying that i did get a text message while i was at work this morning telling me to get ready when i get home coz hes taking me out tonight, hes probably taking me to a mcdonalds drive thru :rotfl:

    Hope everyone is well!!

    x
    Biggest Loser Weight Loss: 13 / 20 lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi

    Have been a bit of a lurker too. Just wanted to say you are doing brilliant , you should be very proud of yourself.

    Also what a sweetie your oh is to surprise you like that!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Had a lovely day today, went out for a lunch together, got free cocktails which I was given both of as OH likes to drive. Then I went shopping to get some bits for dad to give to mum (he's making her this big cabinet thing with 30 drawers in, he wants to put a pressie in each drawer). Also managed to get OH the clinique shaving stuff I wanted for him, as he uses cheap tat and it makes his skin painful, wanted to show him shaving didn't have to be daily mutilation. And Boots had a £10 of points for every 3 Clinique products bought, which apparently means I now have £31 of boots points, might try to get some goodies in the sale.

    Also got a call to do a pizza MS tomorrow night 9 miles away, got given £4 for petrol so have taken it just to get another nice meal out with lovely OH.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Ah, that's so lovely, what a nice surprise! And a good job you didn't come rolling out snogging the IT manager a la the clich!d office party! I've had a really lovely weekend too (apart from OH shouting at me in the middle of Tesco on Saturday because he wants to buy me new a camera for xmas, he was annoyed that all wanted was a silver chain and a kite and a mouth organ, but I've 'allowed' him to get the camera now so he's been mollified! Honestly!), but now I'm all wound down and have another day and a half in the office :( Might aim to do 5 reviews before I break up... Enjoy your pizza!
    Weightloss: 14.5/65lb
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.