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The ultimate incentive to get debt free, can I do it by New Years?

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    She is aye - but I only have 6 years so I'm doing 30!

    I'm not really happy to be honest, everytime I get happy I seem to do something to ruin it. The man I'm madly in love with and I consider my soulmate proposes and I stop him, that's not luck that's self-destructive behaviour!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm 17, 18 in 3 months. I'm going to pick 30 blummin' massive things. Now, just to think of them. Might think of a 20 things before I'm 20?

    Hey, I've gone up to 3 stars on STP! I think I just wet myself with giddyness.
  • Dinah93 wrote: »
    I'm not really happy to be honest, everytime I get happy I seem to do something to ruin it. The man I'm madly in love with and I consider my soulmate proposes and I stop him, that's not luck that's self-destructive behaviour!

    Don't be silly, of course you are - you've just said you're with your soulmate :j and madly in love :j, you've paid off like £10k of debt in the last 6 months (can't see your sig at the min) :j you've got a new bag from Asda :j and your boobs are too big for a 10 :j

    (I've just taken the minimal bits I know about you and emphasised them with a jumpy man)

    Just cos you don't have a ring on your finger shouldn't mean you're unhappy. You haven't been together that long I don't seem to think so you were probably right to stop him. And where's the fun in meeting your soulmate and getting engaged all in one fell swoop?
    Weightloss: 14.5/65lb
  • Cinny91 wrote: »
    Hey, I've gone up to 3 stars on STP! I think I just wet myself with giddyness.

    Dear me!!

    If it's that good I might have to join that as well...
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    ) :j you've got a new bag from Asda :j and your boobs are too big for a 10 :j

    woo! :j


    Okay, maybe I didn't go as far as to wet myself but I did squeel and wake the dog, who then peed on the floor (he's a puppy, may I add) Quite shocked, my reviews are shabby at the best of times.
  • It's all wee and defecation with you Cinny! On that note I'm off, had it up to the eyes with effing work! Have a good weekend girls (I'm ignoring the fact that SOME of us don't have to be in on Monday!) xxxxx
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    It's all wee and defecation with you Cinny!

    Aw, Shucks! :o


    I'm still not sure if I'm going in on monday or not, i think if I do it will be for the labour of love. Have a nice weekend Tete!
  • Raychee
    Raychee Posts: 252 Forumite
    Oh, I'm such a lurker... registered a few days ago, but have been following this thread for a long time!
    Dinah, I'm stunned by what you've managed to achieve in such a short time - such an inspiration! Well done you! :)

    I had to laugh at your wedding curse thingy! I've been with my partner for 12 years - we're doing everything backwards! We lived together, then we did 'in sickness and in health' - with him looking after me... THEN we bought the house, NOW we're doing children (going through the adoption process) THEN perhaps we may get to the marriage.

    Love is through actions not public displays. (Ewwww - did I just write that??? lol) Be secure in your relationship, and enjoy what you have.

    Raychee x
    Natwest CC - [STRIKE]£2545[/STRIKE] now £0 :j
    Overdraft - £2668 :eek:- to be cleared by February 2010

    Wedding - 11 September 2010:love:
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Wrote my list for 2009, with such daring things as 'go to bingo and win' and 'make jam with picked fruit' Knackered, been falling asleep since 8! just got to £5 on STP so I'm off to bed (set myself a £40 by the 5th of jan challenge for STP, in my sig!) niiiiight everyone!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Morning all. Well it was my office party last night, agreed by everyone there (about 2/3 of the office) that it was the worst ever. Food was almost double what we had been charged, and everyone just seemed to want to go home. I was in the last wave to leave at 9pm! I left the pub to walk up to the market cross car park where dad was picking me up, waved goodbye to my friends whose car had pulled up in front of the pub and then there was a loud horn beep. My car was parked behind my friends, and it wasn't my dad behind the wheel - it was my OH! I screamed! Turns out he booked to come over 2 days early, my parents knew and had helped get him from the airport and I didn't have the blindest clue! Does this count as an action Raychee?! :D Feeling stupidly happy that he still pulls this kind of romantic stunt, it's amazing having him here early, although I don't know how I'm going to finish his present now!

    In other news, my STP rating has dropped to 1 star from 3 with over 93% accuracy and nearly 400 reviews. Anyone who does STP will know how much this irritates me as now I'm not earning real money and for no reason!

    Not cos of the lack of ring I'm unhappy sometimes Tete, its because since then we've argued a lot more, and that makes me sad, and I can't help thinking its my fault. No arguements for me today tho, can't stop grinning! Well, I'll start again if OH ever wakes up and I can stop berating the muppets who run STP!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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