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The ultimate incentive to get debt free, can I do it by New Years?

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  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Not like that no Tete, only when a cheque is due. Good for going to the bank and raising it as an issue straight away though.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Hmm well I guess we'll see what he says tomorrow. He said to me "well you're not into your overdraft at the minute so at least you won't be getting charged" - I have no intention of being charged even if I do go into my overdraft because this is money I haven't spent!! :mad: :mad: :mad:
    Weightloss: 14.5/65lb
  • Dex
    Dex Posts: 596 Forumite
    "well you're not into your overdraft at the minute so at least you won't be getting charged"

    thats awful:mad: :mad:

    I'd be so angry if that was said to me, surely it should be don't worry Ill make a note and if you go into your overdraft before we get this sorted out you wont be charged!!!!

    banks are unbelieveable, Im sure it will be sorted though Tete, It makes me so mad the amount of money they must take off people that just don't know any better (me in the past I have to say) - my direct debit for my mortgage went out twice and it took me 3 weeks to get them to agree to remove the charges!! :rolleyes:
    1 debt vs 100 days part 6-11total paid £8,135.86 Final Debt [STRIKE]6,948.61[/STRIKE] £3,174.94
  • You seem more annoyed than me Dex, I'm thinking all will be well. Fingers crossed I'm right and don't have another three weeks of hassle ahead of me!
    Weightloss: 14.5/65lb
  • Dex
    Dex Posts: 596 Forumite
    sorry bad day me thinks! :)

    Ive been on the phone most of it trying to get something sorted with a utilities company must have put me in a bad mood :)
    1 debt vs 100 days part 6-11total paid £8,135.86 Final Debt [STRIKE]6,948.61[/STRIKE] £3,174.94
  • Oh dear, have a nice hot choccie like me and everything will soon look rosy!
    Weightloss: 14.5/65lb
  • Dex
    Dex Posts: 596 Forumite
    Will do :)
    1 debt vs 100 days part 6-11total paid £8,135.86 Final Debt [STRIKE]6,948.61[/STRIKE] £3,174.94
  • Pilchard
    Pilchard Posts: 362 Forumite
    laurenjs88 wrote: »
    I've spent the last hour curled up in the fetal postion sobbing, periodically smacking my head into the wall screaming "get out foul demon!!" :eek:

    What a "blurgh" image.

    I seem to be ok now though....

    Could be worse......what's Camilla doing while Charlie boy's doing all this stuff?!!!!!! I'm so close to 10000 points on dooyoo I can smell it (oh no, it's the dog :eek: ). I need to get another review in to reach that target.......(goes to get brain in gear)..................may take a while.............:rotfl:
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • lilly81
    lilly81 Posts: 623 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Dinah93,
    I have just read your opening post to this thread and am shocked by how much debt you've managed to clear :eek:

    Well done :beer:
    Debt free date 23rd march 2009 🥳Autism is my super power 🏳️🌈 🌈✨
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks Lilly!

    I'm at 11,900 dooyoo points now, trying for the cheque instead!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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