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The ultimate incentive to get debt free, can I do it by New Years?

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  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    last year a girl here did it with bells on (for everything else theres mastercard) for £27k!


    I nearly choked on my grapes then! Crikey!

    Are you feeling any better today Dinah?

    That promotion sounds great for NIM - My granny has always said the most important thing in a job is that you're happy. Saying that she hasn't worked since she was about 20 as a co-op checkout girl, she can still wrap presents without sellotape it's fantastic! - has he accepted it?
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Well lunch break for me and your all back on the wedding talk!! Crikey i dont think i'll ever get married if thats how much they cost!! How on earth can someone spend £27k on wedding?!!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    It's a promotion at the call centre (ie the rubbish job), not the farm (the fun job but worse paid). There are two people being interviewed for the post, one is NIM, the other is an older bloke who has been there longer. It'd take him to a straight 9-5 job, £16.5k a year, as opposed to the £5.80 over about 22 hours at the farm + £6.77 over 13 hours at the call centre which is what he does now, and means him working 6 days a week.

    Feeling a lot better thanks, back at work, anti-biotics are doing their thing.

    Watching the budget come through. £405 million to advance green manufacturing?! !!!!!!?! So far nothing is good news for me and my situation. Boo!

    I couldn't spend 27k on a wedding, its just madness.

    Free tickets to the theatre tonight. Have a scary feeling we're not going to enjoy it as I think it's opera......
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm sure you'll enjoy it, not all Operas are bad, might be a nice love story to make you feel all warm and gooey.. if you can work out what on earth they're singing.

    Woops, read that wrong then! £16.5k is a great wage, but if he isn't going too enjoy it then all the pennys in the world wouldn't make it worth it. What is it he does at the farm?

    I don't have any work, not even letters to type up. I'm bored!!
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'd forgotten it's the budget. It's never good news really for young working childless people who run a car and like wine though is it?

    I went to the opera last year in Prague and really enjoyed it!! Might have been the gorgrous opera house though, but still if it's free!

    I didn't know farms did weddings Lara - might be my perfect venue - wedding dress and wellies!
    Weightloss: 14.5/65lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    you can do my dissertation for me if like cinny lol
    Biggest Loser Weight Loss: 13 / 20 lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Tax up on alcohol from midnight, and petrol from September. No help towards FTBs save for the stamp duty holiday being extended. Only small benefit is that ISA allowance is increasing, but that'll more than be offset by the fact that NIM and I will have about £60 more money going in fuel tax a year. GRRRR!

    I did realise something though, our regular savers come to an end next march and go to the awful rate, so we can take the money out there and immediately fill one of our ISAs for the 2010-2011 allowance.

    EDIT: !!!!!!! It's only rising for over 50s this year and the rest of us next year. As a young person, keen to be a first time buyer and revive a shoddy housing market, this budget smacks of having a broom handle repeatedly shoved up your bottom.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dinah93 wrote: »
    Tax up on alcohol from midnight

    *Runs to the offy to stock up*

    (or would do if it wasn't 2 days to payday)
    Weightloss: 14.5/65lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Good news: I have pretty much finished my dissertation!! I never thought i would see the day!! It just needs all putting together and tidying up in places, but other than that its done! I can spend the day doing that tomorrow and go home now. I feel like these last few weeks i have been living in the library!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I hope NIM gets the farm job, the wage is fairly good and if he's happy that means more than earning a little more in a rubbish job!Can't believe someone would spend £27k on a wedding! I can't even bring myself to think about spending £7k! I'm so tight, luckily OH is the same so we've got no clash of opinion!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
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