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The ultimate incentive to get debt free, can I do it by New Years?

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  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Anything to stop the banks charging their ridiculous fees is worth a drop in interest IMO Tete!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Takes me ages to write a post ... sorry for NIM and the police, I would have thought we'd have some sort of special agreement with Ireland for that kind of thing. You're right they really should put that on the application, what a waste of time and effort! Never mind, these things happen for a reason!

    Hehe, I normally go for scumbags too Dinah but OH is very clean cut and I really fancy him now. You just have to be open minded :)

    Phew, I'm hot :(
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    So sorry to hear about NIM Dinah, he should try again in a few years time though!

    BWO, they're a 'club' band, were in the eurovision 2006 for Sweden (says it all really), the lead singer is soooooo pretty but clearly gay! *pouts*

    Moved myself outside onto a desk chair, nice to be able to finally enjoy the sun! Thats fantastic about the free ice creams Wendz, you had nuts on top? Clearly healthy then I'd say!
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I'm very jealous Wendz! I'd love an ice cream but sadly not very diet friendly at all. Saying that, I'd be an idiot to turn down custard cream ice cream as it only comes to town once in a blue moon!
    My OH was all clean cut when we started going out with each other, he's had a few more scars appear on his pretty face since then! He's not what I ever expected myself ending up with, I thought I'd get some skinny, dark haired, geeky, speccy guy (I secretly fancy the lead singer in Weezer and Seth from the OC!), what I got was Mr Sporty, all muscley and blond... but he is a geek!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooh you and I have the same taste Birdie - bespectacled cuties or dirty indie boys! OH is quintessentially tall dark and handsome though - all cheekbones and jawline!
    Weightloss: 14.5/65lb
  • Lara44
    Lara44 Posts: 2,961 Forumite
    :wave: Helloo

    Aww that is so rubbish for NIM - it would have been a great opportunity. Although at least he knows they would look very favourably on his future application. However 3 years is quite a while. Has he had any thoughts about his plans?

    I met my OH online too - so that's four of us. No surprise really, as here we are all good friends with each other too. Have a fab time in Betty's you lot. I am in Sheffield that weekend - not quite far enough north. We sent them samples of our tea strainers last year to try out but they didn't like them (boo).

    Can't believe I missed free cone day!!! Major bummer. Tomorrow is my birthday but I can't believe I am going to be 27 :eek: OH and I will go out to a Bangladeshi restaurant and then for a few mojitos - I hope he is buying.

    I have dropped the hope of getting a new computer, hopefully that will help me meet the holiday and fees funds. I need to make £5 per day on the daily challenge, but on the weekend I sold another book for £12. Hopefully I will get a bit of money for my birthday - that would be so cool. I got 3 extra days working this month, covering for my colleague. The policy is to take them off in lieu but I am going to ask (beg) for some cold hard cash. X x
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy birthday for tomorrow!
  • N.I.M
    N.I.M Posts: 2,248 Forumite
    Flower08 wrote: »
    I would say thats men for you, but NIM will probably come and tell me off!!!

    Your damn right I would, the term is...*ahem*

    Thats *BLOKES* for you.

    I'm a man but I damn sure not a bloke.

    That was my shortest rant ever, I'm kind of disappointed with that one to be honest *sulks off*
    This was 6 months out of date so I've changed it.
    :j:j:j:j
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Sorry to hear about the police NIM, you should definatly apply though when you can!!

    Aww isnt it lovely hearing about how everyone met their OHs!! Birdie - i never imagined being with someone like my OH either, he was a bit of a trouble maker when i first met him, always out drinking, getting in trouble with the police and god knows what else. In the end he was on his last warning from the police and thats when i split up with him. Then he changed for me :D as he likes to remind me quite regularly!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    NIM that was a very nice rant, Dinah should be very proud!

    Happy Birthday Lara!! What is it you're coming to Sheffield for? It's weird to hear someone will be on my 'turf'! Instead of floating around on the South Yorkshire boarder all alone.

    Birdie - How did the meeting with the HA go?

    Hope everyone has a nice day, done all my daily clicks so I should get moving, lovely and sunny out so I'm going to go take Darcy for a spin!
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