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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Dinah93 wrote: »
    Farm guy still hasn't called NIM, even though he left a message. I think thats just rude (unless he got stuck under a tractor or something, then I'll let him off!)

    :mad: That is so rude! If I ever get high enough up/ own my own business I'll never do that to people, there's no need for it! Poor NIM, the job obviously wasn't right for him because who would want to work for a rude, inconsiderate boss?
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That really was rude of Mr Farmer Man! To be fair, I wouldn't want to work for someone who doesn't have basic manners!

    I've figured if I save £50 a week, then I'll have enough for my Pashley in 6 weeks! I have my Phone bill coming out on Saturday, so Sunday I'll move my £50 over. For the past few weeks I've been thinking I'll move money over at the end of the week, but as you're all aware I keep on spending it, so it clearly isn't working out too well! :rolleyes: Using my free cinema ticket on Saturday to see Young Victoria, then me and OH will be going on a bike ride Sunday so fingerscrossed for a free weekend.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Birdie85 wrote: »
    :mad: That is so rude! If I ever get high enough up/ own my own business I'll never do that to people, there's no need for it! Poor NIM, the job obviously wasn't right for him because who would want to work for a rude, inconsiderate boss?

    Is it wrong I'm still quite hoping for the stuck-under-tractor scenario?!

    Move your £50 on payday Cinny, so you never really have it so can't accidentally spend it.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Here's hoping Cinny!

    My weekend will be very expensive I fear, it is the Papercraft Extravaganza in Harrogate and I'm planning on 'enjoying myself' i.e. spending lots of money!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Birdie85 wrote: »
    My SiL makes me laugh when she goes swimming because she just puts her head down and swims in a straight line, if someone gets in her way she'll carry on and crash into them!

    I hate people who do that! And people who do backstroke in a crowded pool making everyone have to dodge out of their way, it's really inconsiderate!

    I agree with Birdie about the Farm Man, if this is how he treats people NIM wouldn't want to work for him anyway. He probably shoots trespassers too!

    Six weeks is really achievable Cinny!! Not so long that you'd lose heart halfway through - go for it! :T
    Weightloss: 14.5/65lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Birdie85 wrote: »
    My weekend will be very expensive I fear, it is the Papercraft Extravaganza in Harrogate and I'm planning on 'enjoying myself' i.e. spending lots of money!

    Another one?! I was watching Harrogate on Relocation Relocation last night and it looks lovely, I keep meaning to pop in one weekend. I love that we're all talking about our plans for the weekend and it's only Tuesday morning! :o I think we're attempting Helvellyn again on Friday :eek:
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Saturday will be mad panic, Sunday will be be drunk on a plane clinging on for dear life.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I was thinking of moving the money on payday Dinah, but I need to get £50 out as it is, don't want to end up too low, with my monthly payments coming out (phone + dogs trust) I know I won't get overdrawn but I do worry - going to Abbey Friday afternoon to ask about a £50 overdraft or something. Just as a safety net, to stop me worrying!

    Tete - You'll be able to do 100 a week easily! Couldn't you go in the morning before work to beat the crowds?
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Your pay is going up now though isn't it, so taking out the 2 x £50 will be slightly less of a worry than it would have been up till now. £50 overdraft sounds like a good idea.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooh you go this weekend! Hadn't realised it was so close!! Woo for you! Not jealous at all!

    I thought about swimming on a morning Cinny, pool opens at 7, but it takes me an hour to do about 40 lengths so I'd end up not arriving at work til about half nine. I could maybe arrange to do it once a week I guess and use my flexi... hmm...
    Weightloss: 14.5/65lb
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