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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Dinah93 wrote: »
    NIM is supposed to be sorting the meals this morning, but he seems to have gotten confused by Quorn.

    LOL! Is he still confused by the wardrobe or has he beaten his fear of the Hangers?!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Hmm, I think he's just easily confused bless him. He's avoiding the wardrobe situation atm by just not ironing anything and a mountain of clothes is growing in the garage!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Dinah93 wrote: »
    Worst thing is, you've nailed the posh Ra's uniform to a T! Why do they all dress the same?!

    Fashion :confused: They may be posh and Daddy may have lots of money but these girls don't think for themselves! :rolleyes: I'm much happier doing my own thing, you can't look stupid getting a fashion wrong if you don't follow it!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh God, I've well and truly 'discovered' Etsy after someone mentioned it on here one day (was it you Birdie? Damn you!) - soooo many Pretty Things!!

    On a more moneysaving note though, the vending machine just gave me two Twirls instead of one :D
    Weightloss: 14.5/65lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Oh God, I've well and truly 'discovered' Etsy after someone mentioned it on here one day (was it you Birdie? Damn you!) - soooo many Pretty Things!!

    On a more moneysaving note though, the vending machine just gave me two Twirls instead of one :D

    It was me! I haven't even really checked it out thanks to not having t'interweb at home and I keep forgetting to look when I'm at work! Just having a look now...

    Whoop to the two Twirls! :j I love it when that happens!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    ARGH at Barclays, why does anyone actually ever bank with them?! They couldn't help me in my search for online banking or in bank banking details! All she said was 'well you have the account number and sort code, I don't understand the problem'. The problem, love, is that I don't send money to random accounts if I don't have access to them!

    HSBC were their usual friendly and helpful selves though, paid over the last £5.65 to completely fill the ISA. Sig not being updated until the morning/tomorrow evening, when there will be the usual huge changes as benifits the 25th of the month. Going to do what I told Barclay's woman I wouldn't, and send the £250 to both my and NIMs regular savers, just so I know its sorted before Egypt.

    Got my eyebrows done ready for holidays, and was a bit naughty and got a long sleeved top (need to half arms covered when outside the tourist areas) as I only had one, and a scarf (erm, for covering face when we go quad biking?!) from DPs sale, £17. But I found £20 in my handbag lining I didn't knnow was there! Think that was money from brother for mums perfume actually.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Pre-holiday spends don't count Dinah, I count the weeks before and after a holiday as technically holiday as you're already in the altered mindset! That's my story and I'm sticking to it!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol. NIM is going through hell trying to get these Thomas Cook meals sorted out, the number they gave him is listed as not in use when he calls it!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Packed lunches all round then!!

    Sometimes part of me thinks I must have been born for an admin job, I just love to see a neat stack of letters ready to go out!
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I've seen the Pashley girls, it's beautiful! Decided on the green over the black, £440! I think I'll be better at saving now it isn't just for the sake of it.

    Yay for you getting free things, an extra twirl and finding the £20. And Birdie is right, spending before holidays is guilt free!

    As for the posh girls, sounds just like my sister. Skinny jeans, vest, big scarf + blazer, chanel bag looped over one arm and topshop bags scrunched under the other. Gotta love 'em!
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