The ultimate incentive to get debt free, can I do it by New Years?

pippo

Wow dinah, haven't you done well:T
You are certainly forgiven.
You are going to do it & what a fabulous reward you're going to get!:j
Keep it up!
Pip

Dinah93

Thanks Pippo

I am up bright and early (well for someone who couldnt sleep until 4am, this is early!) and I have my 10 items to ebay today sat in a box beside me, and a little to do list for the day.

• Ebay 10 items
• Check email for new surveys
• Read infomation for mystery shop tomorrow
• Order photobook from Aldi for gran's Christmas pressie before 50% off deal ends at midnight
• Enter todays closing competitions (not really towards paying off the debt unless I win a load of cash but I do the ones on MSE) and cross my fingers today my luck changes. 2,431 entries with no wins :rotfl:
• Parcel up the 3 books that have sold on Amazon ready to take to the post office tomorrow

Since I still feel ill and have no balance I can't go out so that's one less potential distraction, bet I'll manage to find others though. Will check off what I've managed to do before bed tonight.

D x

Dinah93

Ooops, just realised car insurance expires on Saturday, better add 'get car insurance quotes' to that list! (following Martin's guide and using quidco ofc :money:)

PoorPrincess

Wow Dinah - well done you really are doing well, especially now that you have something to aim for.

Keeping a diary on here really does help and gives you that extra bit of motivation. I love updating my diary on here and hopefully when im debt free i can look back at how hard i tried etc. Keep up the good work!

Princess

x

Dinah93

Dinah93 wrote: »

Thanks Pippo

I am up bright and early (well for someone who couldnt sleep until 4am, this is early!) and I have my 10 items to ebay today sat in a box beside me, and a little to do list for the day.

• [STRIKE]Ebay 10 items[/STRIKE]
• Check email for new surveys
• [STRIKE]Read infomation for mystery shop tomorrow[/STRIKE]
• Order photobook from Aldi for gran's Christmas pressie before 50% off deal ends at midnight
• [STRIKE]Enter todays closing competitions (not really towards paying off the debt unless I win a load of cash but I do the ones on MSE) and cross my fingers today my luck changes. 2,431 entries with no wins[/STRIKE]
• [STRIKE]Parcel up the 3 books that have sold on Amazon ready to take to the post office tomorrow[/STRIKE]

Since I still feel ill and have no balance I can't go out so that's one less potential distraction, bet I'll manage to find others though. Will check off what I've managed to do before bed tonight.

D x

Well, don't think I did too badly there, however the big development of the day was that I got a phone call from my ex's mother, trying to sort out the joint bank account since he won't. She has agreed to pay me £500 to pay off half the overdraft, if I agree to then take the account into my own name. Which I have agreed to do as then that chapter of my life is neatly closed. As an added bonus she is also repaying me £720 for his uni fees which I paid for, so after I pay off my half of the joint account I will still be £220 better off from my personal debt bucket AND no more contact with the scary ex ever again. Yey! :j

Dinah93

Morning DFW'rs.

Well my check from my ex's mother arrived this morning - £720 as aggreed. I'm quite chuffed about it to be honest, I respect her for wanting to do the right thing even if her son is a violent monster. I'm also obviously very pleased that I asked, as I didn't want to as I was too scared of having to see him again or even talk to him to deal with it.

So I am off to pop that in the bank at lunchtime, then post my 4 books from Amazon which were sold. Then I have a mystery shop this afternoon for another bank, and when I get home tonight I will do my 10 items for the evening, my competitions, and I will force myself to finally apply for these car insurance quotes!

My CC1 has £197 left on it to pay off, I'm confident I can have it cleared by the 25th (payday, I run my months 25th-25th) which just leaves me the big CC2 (around £4800 I think but I don't know because I can't work out how to access Virgin online!), the £2200 left to family, and my £1500 overdraft. :j

Dinah93

Well, I didn't apply for the insurance quotes - again! Managed to list 28 books on greenmetropolis, and got a BIN sale on a cookbok I put on ebay on Sunday. Only £1.60 but it it all helps. Also did my usual competitions, the 5 surveys that were giving me the evil eye and filled in my mystery shop report. I'm sure I joined a fwe mystery shopping companies but only 2 ever seem to email me, might have to go on a prowl for more.

Best of all yesterday I finished my qype reviews - ninja time! Boyfriend and I have a bit of a running joke about ninjas so I think this one will have to be put to good use. The ipod is being sold to my brother's mate for £20 I think as I need the money more than I need an ipod. Assuming they arrive of course, but no one seems to have had any problems with Qype.

Happytogetdebtfree

hey dinah well done on the journey you seem to have done so well ive jut come off night durty i have my own diary i have 70 k to shift me and oh im doing well as im saving for my wedding next year and we are plugging away at debt but it does get hard :O xx

Dinah93

Ooooh I'll have to have a check out of your diary too. 70k, wow, that's a real mountain to climb but I'm sure with the support of your OH it will go so much easier. Mine is being fantastic, helping me list items (coming over to visit for 10 days on Friday and he's going to list these 800 or so comics I have that make me want to cry when I as much as think about listing them!), doing the surveys that require you to be a bloke, helping package up items and just being my general cheerleader. He seems genuinely proud of how well I'm doing to shift this debt. He's dropped hints about the future, but I don't expect anything to happen on that front for a few years yet, men are all talk and actions speak louder than words :rolleyes: but still be nice to be debt free so the possibility of marriage or a house or something is there when we want it.

beanielou

Just wanted to say you are doing well.