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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooh, don't know about that. Not in the short term I shouldn't think but once he's paying tax he probably will? I don't think it's hard to get one. Wasn't there an Irish girl on this thread a while back giving you this sort of advice?
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    There was, I'm not sure she knew either but I will trawl back through the 54 pages and check! Need to update my to do list for tonight... it's getting worrying and long again!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Cinny are you finished work already?! Wah!

    I work all day Monday while the woman I work in the office with is at college, then I work 5 hours every other day. I'd love to work full time!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    My challenge for this year is to make it to the end of the month with as much money as I have on payday - then to bung it in the savings! Wouldn't be able to do this part time, much as I hate my job! This way I should have a really healthy savings account in 2-3 years when I come to buy a house, and the mortgage should be a lot lower. And with the mortgage being a lot lower I should be able to live off my extra income earners and not have to work 'properly', coupled with my good life stuff of meal planning and growing my veg if I'm married and have a kid. Which would be the dream, earning less money but doing the creative stuff for myself, and raising my own bairn while being a proper tradtitional mum and wife etc. So, I have a plan, lets see which part lets me down first, not being able to save enough, not getting a husband, turning out not to be as maternal as I think I am, needing my income to be the breadwinner and having to let my husband live my dream, or missing the 9-5 routine..... place your bets now ladies!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dinah93 wrote: »
    So, I have a plan, lets see which part lets me down first, not being able to save enough, not getting a husband, turning out not to be as maternal as I think I am, needing my income to be the breadwinner and having to let my husband live my dream, or missing the 9-5 routine..... place your bets now ladies!

    God Dinah, for someone who's so positive and gets things done without procrastination, you can be such a pessimist!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol yeah I've had that said quite a lot! OH keeps trying to pursuade me to go back to being a glass half full person but I bungled that up!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    STP is playing up alittle, taking ages to send reviews. :rolleyes: On the treadmill though which has to count as using my time creatively.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Just logged onto Ebay (while at work, I know, I don't deserve to have a job!) to check how things were going for tonights 69 sales that are ending, and it's up to £62.01! Chuffed to bits with that! Might go a little higher too since they still have about 4 hours to go! Given me lots of enthusiasm to list those other items though. Might try to do another 60 Ebay listings by Sunday night. That's not a huge total, but if I go for 100 (which I want) I might fail miserably as I hate ebay! 60 seems not too challenging though.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Wish I had a treadmill. Once my cold clears I plan to get back on my bike on the rollers in the garage - dad and brother go on it everyday in there, there is even a tv and dvd player wired up to watch while you ride!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Ohh, I'd love a bike! Just to pedal on while watching telly. The treadmill makes such a noise.

    Well done on your ebay sales!

    Giving up on slice the pie in abit. Getting on my nerves! Might be my computer more than anything, it is having one of its days.
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