We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

1104105107109110526

Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    That's not too bad, £50 a week is doable.

    I made it to 26 tracks in the end before I crashed and went to bed. Took the photos for the Ebay items but didn't list them. Did the surveys though, and won £1 on TAB scratchie once I deposited my £10. Didn't wrap the books mind, or call A & L, which was really the most important one! Did dig out the receipt for the letter I sent them, and checked the tracking number so I know it did arrive.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    You did well with your list though, to say you weren't feeling 100%. Feeling any better today?

    £50 should be easy peasy, still want to try and save some of that so I'm giving myself a £30 budget. If me and OH are doing more walks I wont be forking out so much for meals, cinema ect ect. Just making packed lunches and afew pounds towards petrol instead! Also got my Grandma's birthday at the end of feb. She loves wedgewood so I'm hoping I can get her something nice in the sale.
  • Wedgwood are supposed to be folding according to the news last night Cinny, so there might be a Woolies-style jumble sale to get a bargain.

    You girls are on here early-yikes! I'm really not getting into the swing of working again, can't get out of bed early enough to miss the traffic and get in before 830. I'm going offline now and going to get some work done today as it's piling up around my ears! :(:(:(
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That's what I'm holding on for, Tete! I wasn't too fussed about woolies going under sentimental value wise, but wedgewood going under is abit of a kick!

    Zavvi has gone under too, hasn't it? My sisters boyfriend worked in HMV over christmas and Zavvi was their fierce competition. Seems abit odd how they've just gone under like that.

    Good luck with getting your work pile down! I hate it when that happens.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Aye Zavvi was announced a couple of days before Christmas. But it was stupidly expensive. Branson sold it at a good time.

    Feeling worse today actually, no voice, wheezing and coughing, just want to be in bed!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Bless you for keeping on trucking! I'm guessing you're just as stubborn as everyone in my family? My mum was worse than me when I was sick but still up and plodding about until we sent her to bed. Might be an idea to take it easy tonight. Curl up in bed and read a book with your moggy? You'll be better before you know it hug35kp.gif
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I find doing nothing so difficult though! Too cold for my kitty, she's refusing to leave the airing cupboard! Going to go easy on myself this evening though I think:

    Parcel books that NEED to go tomorrow (5 at present)
    Do 50 Dooyoo tracks
    Call Alliance & Leicester (hard with no voice!)
    Have a bath and try not to fall asleep in it.
    Send MS referals to CE
    Do MS report from lunchtime.
    Upload IBAN number to GAP

    Wasn't in to work until 9.30 this morning as the lass who takes my brother and the lad who lives with us to work spun on the ice and my dad went out to fix her car but it wasn't fixable, so I ended up taking all of them as my dad had to interview someone and didn't want to be late and it's in completely the wrong direction for mum. So despite being ready to leave the house at 7.30, I still failed! So far my resolution to be in work by 8.30 on a morning is not going well!

    Ebay sales now up to £39.86 - would love to crack the £50 mark.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    That's a good sounding list to me!

    Mines:
    Take Izzy for a good walk.
    50 STP tracks.
    Nice soak in the bath.

    See, you even do more than me when you're sick!

    I'm sure you'll get on track with your resolution. It isn't really your fault for this morning so keep your chin up!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    I can't even pass the accreditation questions for 2 jobs a MS company has auto assigned me for the airport! My head is full of wool!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Have a cuppa and clear your noggin, you'll get there in the end!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.