The ultimate incentive to get debt free, can I do it by New Years?

Dinah93

Hey bartgirl, long time no see. If they're not shifting on amazon you could try green metropolis, although I've had no luck at all there but some say its good. Any textbooks tend to go well on abebooks, but if you have other books you want to read try readitswapit and see if you can swap your old books for new ones. No money in but saves money in the long run.

Dinah93

_party_HAPPY NEW YEAR EVERYONE! _party_

Cinny91

Happy New Year Dinah!! Hope you had fun with your OH last night, Me and OH went to the cinema to see Twilight, not really that into New Year but I'm looking forward to next years, can finally have a celebratory drink!

Just looking at the £9 travelodge rooms, which seem few and fair between! We're going to Bakewell for a weekend in March, and having a week away in Kent and those two basically cover all the stately homes I want to see, so I think I might have to pull myself away. Isn't really a bargain if we don't need it, right?

roomontheend

Hi Dinah, Hope you had both a fun and relaxing time last night. Just like you I find it hard to do nothing. I am either knitting, making to do lists or simply milling over what needs to be done. I am a teacher so I am so used to being busy. This year I am going to be more focused, paying off debts and finishing projects by not having so many on the go at once.

Purpleroses

happy New Year Dinah & all!

Hope its a good one for everyone!

Tete_en_l'Air

Happy new year all! Dinah, lovely idea about the canvasses - means you'll HAVE to spend some free time painting as well. I have only two resolutions:
1) to have a massive clear out, one drawer/shelf/box of old crap at a time by my birthday on 12 Feb;
2) Make the most of everything and enjoy everything
And OH and I have jointly pledged to go on at least one long, blow-the-cobwebs-away walk per month

Nothing like the 1st Jan to make you take stock, I've sent OH home and am sitting here making lists and plans... I've decided to try and save £2,600 for my ISA by the new tax year, but this is by reducing my spending rather than by making extra so might prove difficult. I already have £900-odd in my emergency acount and have £460 still to come back to me from my bank fraud incident which can go straight towards that, then I'll have to try and save £400ish per month from my £1100 take home pay. Should be a doddle really when I look at it like that...:o Want to earn an Amazon voucher per month from dooyoo too (just to re-clutter my room after the great de-clutter :rolleyes:)

Still working on my 30 by 30 list so hopefully post that up in the next couple of days

Tete_en_l'Air

Cinny, just noticed you've removed your 100 day challenge from your sig ... did you make it?!

Purpleroses

ohh tete we share the same birthday!

Went for a long walk with the dog this morning, and there were so many people there. Its funny how at the start of a new year everyone has such good intentions then by the end of the weeks its back to how it always was! this time i'm determined to change!

Tete_en_l'Air

Purpleroses wrote: »

ohh tete we share the same birthday!

Yay, a twin!

Purpleroses wrote: »

Its funny how at the start of a new year everyone has such good intentions then by the end of the weeks its back to how it always was!

Shh! Don't spoil it!

Lara44

Hey ladies- Happy New Year!
I hope 2009 is very profitable for us all.
Just been catching up on your diary Dinah- well done for all the fab work as always. How much you have done in a year is amazing.
Sorry to hear you had some stresses over your OHs moving plans. I am in a similar situation with my OH. He wants to stay inlondon for work, but I really want to go back to uni up north. I was so upset he wouldn't move, especially at the time I was so unhappy in my job and in London. I am going to make the compromise and stay and apply to UNi of Essex.
If I think about it it really grates still so I just look past it. I thought for ages that it meant things weren't meant to be. But now to be honest I just think nothing's ever perfect, and what we have is still great.
I am from the north of Ireland so I understand what you and your OH both feel. My OH used to say he would never move to Ireland ever, until I said that this would mean the next time I would live in Ireland would be dead in my coffin! Very melodramatic I know! But I think if you get together with someone from another place you should be prepared to live there at some point. If even to retire there, or just to spend a year.

It sounds like you are doing very well working it all out, and I am sure he will come to live with you really soon.
Lara