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MissusF MF Diary!
Comments
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Morning MissusF
How are you today?Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
WHilst de-cluttering, i found an old purse WITH £1.80 in!!! W-hoooooo!!!

(I wonder what i'd save with that OP.....)
Hi
I think some clever person on MSE worked out it the saving was roughly 2 times the op - so a £1.80 op reduces your mortgage by £5.40. Think that's right:D
Well Done:j
TTFN
SMF20 -
Morning MissusF
How are you today?
Hi Sml! Very tired!! Lol!!! We were up til quite late trying to locate a phone charger for another old phone we found (daren't send it off without resetting factory settings!lol!) and came across some of DH's 'modelling' photos from 20yrs ago - i haven't laughed so hard in ages!!! :rotfl:
Hoping to go into work tomorrow to say hi, and to check everything is still running smoothly, hoping to go back to work properly on monday - miss it alot when i'm not there, i teach a really good bunch of kids and they're lovely (AS and A level age)
Had a mad thought of recycling FIL's roof timber into a pergola for my dinky patio - free and would look nice. Haven't mentioned to DH as he's still digging the drive...
£ saving ideas today - just not spend! The £1.80 will get us some milk, we're off out for a meal tonight at in laws (mind you, £5.40 on mortgage sounds attractive - thanks setme!!!) and may watch a DVD between times.
TTFN x
PS Optimistic - think i am already addicted! this site should come with a government health warning! I had a search for the thrifty board but couldn't find it - could you please let me know where i can find it??!!!!!! Many thanks in advance!MFW decided: 14/09/08
MF dream date: 31/12/15
ccard bal: [strike]£1661[/strike] [strike]£1570[/strike] [strike]£1000[/strike] [strike]£1104[/strike] [strike]£1067[/strike] [strike]£495[/strike] [strike]£437[/strike] £0
savings: [strike]£1130[/strike] [strike]£560[/strike] [strike]£600[/strike] £500 -
May I be nosey and ask what you teach?

Your poor DH will be shattered but very fit at the end of this digging.
Try not to fall asleep when watching the film!:rotfl:Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Think the thrifty board must be the oldstyle board which is here
MONEY SAVING OLDSTYLE BOARD
All the Best:D
SMF20 -
Thanks setme - I do know the one you mean now.
Smlsave - I've pm'd you
Well, today is a good day, i got my pay rise which is fab, and slightly more than I thought
! V chuffed!
Also, we bagged £40 interest on our savings account!

And...we've started eating through our freezer - we got some random delights going on this end!!!


My ccard is less than i thought



But we've got to but an extra ton of gravel (£47) :mad: (but it's not that bad really!)
I also play in a band so i've got two gigs this weekend, which will bring in a few quid




Got all the paperwork through for the one account yesterday, so we're gonna take it all to a friend to read through for their opinion.
Must go, random dinner needs input!!
TTFN xMFW decided: 14/09/08
MF dream date: 31/12/15
ccard bal: [strike]£1661[/strike] [strike]£1570[/strike] [strike]£1000[/strike] [strike]£1104[/strike] [strike]£1067[/strike] [strike]£495[/strike] [strike]£437[/strike] £0
savings: [strike]£1130[/strike] [strike]£560[/strike] [strike]£600[/strike] £500 -
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Some good news above, was your new pay inclusive of the £60 rebate for the tax change; could explain it being a little high?Got all the paperwork through for the one account yesterday, so we're gonna take it all to a friend to read through for their opinion.
Hope you've looked at some others too?
Best of luck with your choice.0 -
Thanks for the pm MissusF, I've had a busy week:rolleyes: how bout you?
how is the drive getting on?Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
well done. your doing really well - keep it up!0
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