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MissusF MF Diary!

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Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Morning MissusF

    How are you today?
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    MissusF wrote: »
    WHilst de-cluttering, i found an old purse WITH £1.80 in!!! W-hoooooo!!! :D
    (I wonder what i'd save with that OP.....)

    Hi

    I think some clever person on MSE worked out it the saving was roughly 2 times the op - so a £1.80 op reduces your mortgage by £5.40. Think that's right:D


    Well Done:j

    TTFN

    SMF2
  • SmlSave wrote: »
    Morning MissusF

    How are you today?


    Hi Sml! Very tired!! Lol!!! We were up til quite late trying to locate a phone charger for another old phone we found (daren't send it off without resetting factory settings!lol!) and came across some of DH's 'modelling' photos from 20yrs ago - i haven't laughed so hard in ages!!! :rotfl:

    Hoping to go into work tomorrow to say hi, and to check everything is still running smoothly, hoping to go back to work properly on monday - miss it alot when i'm not there, i teach a really good bunch of kids and they're lovely (AS and A level age)

    Had a mad thought of recycling FIL's roof timber into a pergola for my dinky patio - free and would look nice. Haven't mentioned to DH as he's still digging the drive...

    £ saving ideas today - just not spend! The £1.80 will get us some milk, we're off out for a meal tonight at in laws (mind you, £5.40 on mortgage sounds attractive - thanks setme!!!) and may watch a DVD between times.

    TTFN x

    PS Optimistic - think i am already addicted! this site should come with a government health warning! I had a search for the thrifty board but couldn't find it - could you please let me know where i can find it??!!!!!! Many thanks in advance!
    MFW decided: 14/09/08
    MF dream date: 31/12/15
    ccard bal: [strike]£1661[/strike] [strike]£1570[/strike] [strike]£1000[/strike] [strike]£1104[/strike] [strike]£1067[/strike] [strike]£495[/strike] [strike]£437[/strike] £0
    savings: [strike]£1130[/strike] [strike]£560[/strike] [strike]£600[/strike] £50
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    May I be nosey and ask what you teach? :o

    Your poor DH will be shattered but very fit at the end of this digging.

    Try not to fall asleep when watching the film!:rotfl:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Think the thrifty board must be the oldstyle board which is here

    MONEY SAVING OLDSTYLE BOARD

    All the Best:D

    SMF2
  • Thanks setme - I do know the one you mean now.

    Smlsave - I've pm'd you

    Well, today is a good day, i got my pay rise which is fab, and slightly more than I thought :D ! V chuffed!

    Also, we bagged £40 interest on our savings account! :D:D

    And...we've started eating through our freezer - we got some random delights going on this end!!! :D:D:D

    My ccard is less than i thought :D:D:D:D

    But we've got to but an extra ton of gravel (£47) :mad: (but it's not that bad really!)

    I also play in a band so i've got two gigs this weekend, which will bring in a few quid :D:D:D:D:D

    Got all the paperwork through for the one account yesterday, so we're gonna take it all to a friend to read through for their opinion.

    Must go, random dinner needs input!!

    TTFN x
    MFW decided: 14/09/08
    MF dream date: 31/12/15
    ccard bal: [strike]£1661[/strike] [strike]£1570[/strike] [strike]£1000[/strike] [strike]£1104[/strike] [strike]£1067[/strike] [strike]£495[/strike] [strike]£437[/strike] £0
    savings: [strike]£1130[/strike] [strike]£560[/strike] [strike]£600[/strike] £50
  • MissusF wrote: »
    Well, today is a good day, i got my pay rise which is fab, and slightly more than I thought :D ! V chuffed!

    Well Done You:T:T:T:T:T:T:beer:
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    Some good news above, was your new pay inclusive of the £60 rebate for the tax change; could explain it being a little high?
    MissusF wrote: »
    Got all the paperwork through for the one account yesterday, so we're gonna take it all to a friend to read through for their opinion.

    Hope you've looked at some others too?

    Best of luck with your choice.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the pm MissusF, I've had a busy week:rolleyes: how bout you?

    how is the drive getting on?
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • evab_2
    evab_2 Posts: 2,336 Forumite
    well done. your doing really well - keep it up!
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