Credit card fraud protection

mandb

I would like to take out an insurance that protects my credit card against fraud. I have found card companies that will cancel all my cards if I advise them, but what about when you don't know someone is using your numbers like when they copy your card details or even when you have verbally quoted all the numbers in a legitimate transaction over teh phone. I can't find anything and I am amazed.

omega27

OK give me £15/month & I'll cover you ;-) The card companies are liable, so there's no need to take any cover.

canny_yorkshireman_2

quiet right rjlawson i will go halfs with you on the risk which is nill in this case

grumbler

Which?extra:

Thankfully, you're not liable for fraud unless you act without reasonable care or are complicit in it. A spokesperson from Apacs (the body that runs the card system in the UK) told us: 'The most cardholders are liable for is £50 and this is rarely enforced. Consumers do not have to pay for fraud unless they are grossly negligent.' If your card is still in your possession, you are not liable at all.

If, however, you still want to pay some company about £20 p.a. for such a small job as cancelling your cards on your request you can get this service from Sentinel or CPP.

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