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yes loans the scam

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  • I wont go in to detail but im an ex worker of this company!
    It is run by 3 brothers and all the managers have all been employed from within. Its a very young organisation, averaging 24 from call agent to managers.
    I could tell you all their names and tellephone numbers.
    They have one office in cwmbran/wales.

    They have a new training group every week but only few last more than a few weeks.

    Wefightanyclaim is another department in the same building owned by yesloans. All the bosses on that end are !!!!!!!!s/roid heads!!

    Im all for bringin this company down... Ive got so much !!!! on them and could easily get a mate to smuggle a recorder in to record how corrupt they are.

    Fk knows how theyve not been closed down yet.

    Anyone want any info on them feel free to email me.

    Oh i hear now that they make all staff sign all sorts of paper work when they start to say they wont talk about yesloans out of work ect ect! if you was a legit company you wouldnt do this !!!!! its only a matter of time!:money:
  • V12ock wrote: »
    Would like to point out Saturday I received cheque bang on 30 days as they said, banked it today! So aimees sarcastic mum must feel small now, calling Keith who's number is listed above worked. If u send letter make sure u confirm they have received it. Not gonna sit here and slag yes loans off as it's my wives fault! But as they said they would they have returned EXACTLY how much we paid!


    I know this company inside out! I worked for them for 2 years. They screw people over every day! All staff are kept behind till they hit target. They miss sell their service and its run by 3 brothers wo have this geeky gay boy doing all their work! He walks around the place like he runs the joint and thinks hes something hes quite clearly not! Id love to see him on a saturday night out.. fkn dikc head he is!
  • barbarawright
    barbarawright Posts: 1,846 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I know this company inside out! I worked for them for 2 years. They screw people over every day! All staff are kept behind till they hit target. They miss sell their service and its run by 3 brothers wo have this geeky gay boy doing all their work! He walks around the place like he runs the joint and thinks hes something hes quite clearly not! Id love to see him on a saturday night out.. fkn dikc head he is!

    I don't deny that they're an appalling company but in what way is the sexuality of their staff relevant?
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I know this company inside out! I worked for them for 2 years. They screw people over every day! All staff are kept behind till they hit target. They miss sell their service and its run by 3 brothers wo have this geeky gay boy doing all their work! He walks around the place like he runs the joint and thinks hes something hes quite clearly not! Id love to see him on a saturday night out.. fkn dikc head he is!

    I dont think I would be publishing these things.....if it's a small company they might well know who you are.
  • stu1011
    stu1011 Posts: 5 Forumite
    edited 18 June 2011 at 12:47AM
    I sent this to yes loans I am luck my dad is a solicitor so I know this letter is legal and was confirmed by my legal team. copy it send it get you money back of those cowboys they are now been hammerd by the relavent goverment autorities.

    Dear sir/madam,



    I am now issuing a formal complaint and demand of money illegally removed from my account on DATE . I will inform you what laws you have breached and what will happen upon failure to comply in 14 working days starting from the date above.



    I have E-mailed you on numerous occasions and sent my complaints via recorded mail and still you show no ability to resolve a criminal offence amicably and so this is the final letter before I instruct my leal team to commence legal proceedings.



    I was NOT aware you charged a fee of £59.95 and as such was never looking to incur a fee as it is common sense I have no money so I am looking to loan money and there fore could not afford fees that do not reflect the cost and service you provide to the financially burden consumer and I demand that the fee be refunded immediatly and you pay all penalties that I have incurred from the illegal removal of funds the sum of £59.95.



    Under section 75 of the consumer credit Act 1974 I am holding you liable for the breach of contract and all costs and damages incurred by the illegal removal of funds from my account on the DATE witch have caused me to default on other credit agreements and has caused penalty fees of my bank. under section 155 of the consumer credit Act 1974 a consumer is entitled to a refund (less £5.00) of the fee paid to a broker if for any reason the consumer does not use or benefit from the agreement or if the broker fails to complete contractual requirements 6 months from the contract agreement date or acts dishonstly with intent to decive and intent to aquire money through missrepresentation and not disclosing fees from the start of the contract is fraud and will result in imprisonment if found guilty to witch I have proof and legal advice that states in your case to be evident.



    The other consumer credit 2006/2008 Act you have failed to abide to is the misrepresentation not making fees easley visible and illegal removal of funds from my account and not replying to complaints.



    You have also breached (Distance marketing) regulations 2004 and the consumer protection (Distance selling) regulations 2000 by not replying to my complaints and not refunding the fee in the 14 day requirement witch resulted in the above breach.



    Let me remind you that my legal team has informed me of the above breaches and after the 14 day period (starting from the date of the letter) I will bring this to the attention of a court of law and will exercise my rights to recover the fee and damages and to inform the court of your illegal activity.



    This letter has been sent recorded signed for, for evidence if needed and as such I urge you to contact me immediately.



    yours sincerely
  • stu1011
    stu1011 Posts: 5 Forumite
    Hi there, i applied for a loan with yes loans and was told i had been accepted! i was told what my repayment would be and was also told that the money would be in my account within 7 to 10 working days! but i had to pay a £59.50 admin fee! so i ask if i had definatly been accepted for the loan and was assured i had been succesful and by paying the admin fee they would send out the paperwork for me to check sign and return and the money would be mine in a matter of a week! Great!

    but then i found out about all the complaints and called yes loans to make sure i had been accepted for the loan! it was then that i was told i had only been accepted as a client of yes loans and that now they would attempt to find a lender! so i never signed the paper work and call ed them back to cancel my application and ask for a full refund ! i was told i had to ask for my refund via email which i did 3 times now but as of yet have still had no refund or reply!

    help what can i do to get my money back?

    I sent this to yes loans I am luck my dad is a solicitor so I know this letter is legal and was confirmed by my legal team. copy it send it get you money back of those cowboys they are now been hammerd by the relavent goverment autorities.

    Dear sir/madam,



    I am now issuing a formal complaint and demand of money illegally removed from my account on DATE . I will inform you what laws you have breached and what will happen upon failure to comply in 14 working days starting from the date above.



    I have E-mailed you on numerous occasions and sent my complaints via recorded mail and still you show no ability to resolve a criminal offence amicably and so this is the final letter before I instruct my leal team to commence legal proceedings.



    I was NOT aware you charged a fee of £59.95 and as such was never looking to incur a fee as it is common sense I have no money so I am looking to loan money and there fore could not afford fees that do not reflect the cost and service you provide to the financially burden consumer and I demand that the fee be refunded immediatly and you pay all penalties that I have incurred from the illegal removal of funds the sum of £59.95.



    Under section 75 of the consumer credit Act 1974 I am holding you liable for the breach of contract and all costs and damages incurred by the illegal removal of funds from my account on the DATE witch have caused me to default on other credit agreements and has caused penalty fees of my bank. under section 155 of the consumer credit Act 1974 a consumer is entitled to a refund (less £5.00) of the fee paid to a broker if for any reason the consumer does not use or benefit from the agreement or if the broker fails to complete contractual requirements 6 months from the contract agreement date or acts dishonstly with intent to decive and intent to aquire money through missrepresentation and not disclosing fees from the start of the contract is fraud and will result in imprisonment if found guilty to witch I have proof and legal advice that states in your case to be evident.



    The other consumer credit 2006/2008 Act you have failed to abide to is the misrepresentation not making fees easley visible and illegal removal of funds from my account and not replying to complaints.



    You have also breached (Distance marketing) regulations 2004 and the consumer protection (Distance selling) regulations 2000 by not replying to my complaints and not refunding the fee in the 14 day requirement witch resulted in the above breach.



    Let me remind you that my legal team has informed me of the above breaches and after the 14 day period (starting from the date of the letter) I will bring this to the attention of a court of law and will exercise my rights to recover the fee and damages and to inform the court of your illegal activity.



    This letter has been sent recorded signed for, for evidence if needed and as such I urge you to contact me immediately.



    yours sincerely
  • stu1011
    stu1011 Posts: 5 Forumite
    I sent this to yes loans I am luck my dad is a solicitor so I know this letter is legal and was confirmed by my legal team. copy it send it get you money back of those cowboys they are now been hammerd by the relavent goverment autorities.

    Dear sir/madam,



    I am now issuing a formal complaint and demand of money illegally removed from my account on DATE . I will inform you what laws you have breached and what will happen upon failure to comply in 14 working days starting from the date above.



    I have E-mailed you on numerous occasions and sent my complaints via recorded mail and still you show no ability to resolve a criminal offence amicably and so this is the final letter before I instruct my leal team to commence legal proceedings.



    I was NOT aware you charged a fee of £59.95 and as such was never looking to incur a fee as it is common sense I have no money so I am looking to loan money and there fore could not afford fees that do not reflect the cost and service you provide to the financially burden consumer and I demand that the fee be refunded immediatly and you pay all penalties that I have incurred from the illegal removal of funds the sum of £59.95.



    Under section 75 of the consumer credit Act 1974 I am holding you liable for the breach of contract and all costs and damages incurred by the illegal removal of funds from my account on the DATE witch have caused me to default on other credit agreements and has caused penalty fees of my bank. under section 155 of the consumer credit Act 1974 a consumer is entitled to a refund (less £5.00) of the fee paid to a broker if for any reason the consumer does not use or benefit from the agreement or if the broker fails to complete contractual requirements 6 months from the contract agreement date or acts dishonstly with intent to decive and intent to aquire money through missrepresentation and not disclosing fees from the start of the contract is fraud and will result in imprisonment if found guilty to witch I have proof and legal advice that states in your case to be evident.



    The other consumer credit 2006/2008 Act you have failed to abide to is the misrepresentation not making fees easley visible and illegal removal of funds from my account and not replying to complaints.



    You have also breached (Distance marketing) regulations 2004 and the consumer protection (Distance selling) regulations 2000 by not replying to my complaints and not refunding the fee in the 14 day requirement witch resulted in the above breach.



    Let me remind you that my legal team has informed me of the above breaches and after the 14 day period (starting from the date of the letter) I will bring this to the attention of a court of law and will exercise my rights to recover the fee and damages and to inform the court of your illegal activity.



    This letter has been sent recorded signed for, for evidence if needed and as such I urge you to contact me immediately.



    yours sincerely
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    F**k me, did your "legal team" check the spelling and punctuation before you sent it?
  • Caroline73_2
    Caroline73_2 Posts: 2,654 Forumite
    Do you need to send the letter 3 times?
  • chalkie99
    chalkie99 Posts: 1,618 Forumite
    Part of the Furniture Combo Breaker
    The only sort of solicitor who could approve a letter like that would be found standing on a street corner with a short skirt.

    Does your dad wear women's clothing?
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