yes loans the scam

Emmzi

stone666 wrote: »

I have had a loan from yes loans, it took a little longer than i first thought bit i did get it in the end. no problems with the claim after sending the contract back i had the money in my account after 12 days that was through an 3rd party. i have used the money whisly and sorted my self out. they have even asked me to post a comment on this website which i have done. whats the big deal im sure if i can get a loan most people can!!!

.. and your only 2 posts are praising them. not sure I'll take that as a independent opinion personally, there are posters with better track records whose opinion I would value more.

iolanthe07

its called manors

No it isn't; it's called 'manners'. Manors are where posh people live.

blue_mum

Just wanted to say thank you to Yorkshire for the advice, I got my refund back in the end, took a bit of time but stuck to my guns about what I wanted.

harrymunk

Hi guys
My wife applied to this lot of thieves back in november. She was told they needed bacnk details to prove she held an account. we were informed there was a fee to pay. She explained she was unsure if she wanted the loan and would contact them the following day if required. She called back 2 hours later and told them she didnt want the loan and not to take the admin fee which she was assured would not happen. 6 days later they stole 59,95 from her.

When called about this we were always told that a supervisor would liusten to the calls and get abck to us within 48-72 hours. Natuarlly these calls never came. So i wrote to them and their chairman. I charged them 20 pounds for each time i wrote to them (once every 2 weeks) and also would add charges of £5 per week that they held my money illegally. Also 10 pounds for numerous phonecalls to them.

I got the standard response from them in letter form that my case was being investigated.

Called them last week and got some little jumped up runt who told me i can not add charges to the account and if i got a refund i would only get 54.95 as they charged for issuing s cheque. So i told the little runt if he can add charges so can i.

In my previuos letters to them i explained if they refunded the amount in full within 14 days of first letter i would not add the charges. They didnt. So i added the charges. Now i have applied to take court action against them for a total of £215.95 which includes charges and the admin fee.

They have told the court they intend to dispute the full amount owed. They have phonecalls on record from us. I have my phonebill to show when we called them so if the tapes "go missing" from then i have the proof i called them and the court will ask for the tapes.

So thanks to the jumped up little runt yes loans have 12 days to file a defence or i can issue judgement against them (they wont be able to get credit lol) and i can then get the court to issue a warrant and seize goods totalling the amount they owe me.

I suggest guys you file for small claims at www.moneyclaim.gov.uk lets get as many cases against them as possible.

Will let you know how i get on

kellylulu

I have just recieved my money back from Yes Loans, it has taken since October, but the only things I can suggest is to just keep on at them or you will not get your money back. I had to send a letter of complaint in, and threaten them with legal action before I got my money back.
Also use their call back service, as the line you call costs about 10p a minute! (there is a link on their website, just ask to speak to admin when they pick up)
They will tell you that it is being sorted, that they have sent it out etc, but keep calling them if it still doesnt turn up.

If you do choose to threaten them with court, you would need to state that they are in breach of:
Consumer Credit Act 1974 Section 155,paragraphs 1.21 and 1.22.

So good luck to all you guys still chasing your money! remember don't give up its your money not theirs!! :beer:

theartfullodger

Names & home addresses of all Directors (there are 10 of them including the Company Secretary) are available for one British Pound from Companies House at
http://wck2.companieshouse.gov.uk/76528ecd5742d07c400ecab1d0fb34a8/wcframe?name=accessCompanyInfo

Cheers!

Artful

berniesmaster

:beer: nice one Artful!:rotfl:

Blakespops

harrymunk wrote: »

Hi guys
My wife applied to this lot of thieves back in november. She was told they needed bacnk details to prove she held an account. we were informed there was a fee to pay. She explained she was unsure if she wanted the loan and would contact them the following day if required. She called back 2 hours later and told them she didnt want the loan and not to take the admin fee which she was assured would not happen. 6 days later they stole 59,95 from her.

When called about this we were always told that a supervisor would liusten to the calls and get abck to us within 48-72 hours. Natuarlly these calls never came. So i wrote to them and their chairman. I charged them 20 pounds for each time i wrote to them (once every 2 weeks) and also would add charges of £5 per week that they held my money illegally. Also 10 pounds for numerous phonecalls to them.

I got the standard response from them in letter form that my case was being investigated.

Called them last week and got some little jumped up runt who told me i can not add charges to the account and if i got a refund i would only get 54.95 as they charged for issuing s cheque. So i told the little runt if he can add charges so can i.

In my previuos letters to them i explained if they refunded the amount in full within 14 days of first letter i would not add the charges. They didnt. So i added the charges. Now i have applied to take court action against them for a total of £215.95 which includes charges and the admin fee.

They have told the court they intend to dispute the full amount owed. They have phonecalls on record from us. I have my phonebill to show when we called them so if the tapes "go missing" from then i have the proof i called them and the court will ask for the tapes.

So thanks to the jumped up little runt yes loans have 12 days to file a defence or i can issue judgement against them (they wont be able to get credit lol) and i can then get the court to issue a warrant and seize goods totalling the amount they owe me.

I suggest guys you file for small claims at www.moneyclaim.gov.uk lets get as many cases against them as possible.

Will let you know how i get on

Let us know how you get on at court. good luck

harrymunk

well guys good news. Yes loans paid my charges i put on the account etc. They sent me a cheque for the full amount of £189 days before we were due in court. Charge them and put court action in. They panic

iolanthe07

Excellent result.