Bank Charges - illegal?

Narva

Just to let everyone know i have filed a small claims court action on HSBC for 1,500. Please support me with this as it was a big move to spend the 120.00 and sue the bank-if they want to make an example of anyone it will be me, i have the worlds worst luck, however i will try to remain as positive as i can through out this.

fagun

Surprised no-one has mentioned it so far, but this has made Metro's money page (towards the back of the newspaper). Well done dchurch on your crusade.

Pere_Ubu

Narva wrote:

Just to let everyone know i have filed a small claims court action on HSBC for 1,500. Please support me with this as it was a big move to spend the 120.00 and sue the bank-if they want to make an example of anyone it will be me, i have the worlds worst luck, however i will try to remain as positive as i can through out this.

I filed on Friday against Abbey for 4k which cost me £120 and no you won't be made an example of because I'm be first in the queue for that!!

Narva

Ah bless pere Ubu, me and you together!! if you get the money what will you do, treat yourself, or pay debts off?

It is a little scary, i have read and reread the advise and info on this thread, however if i have to go to court and remeber it all, my mouth will freeze!!

Tabs_2

Narva wrote:

Ah bless pere Ubu, me and you together!! if you get the money what will you do, treat yourself, or pay debts off?

It is a little scary, i have read and reread the advise and info on this thread, however if i have to go to court and remeber it all, my mouth will freeze!!

Well done on making the claim :beer:

I too am in the process of claiming against my bank - Yorkshire Bank - and filed a claim online a couple of weeks ago. They are being very obstructive and wouldn't even let us know how much exactly the total charges have been over the last 6 years :mad: However, we reported them to the Information Commissioner and I'm today writing to the Commissioner again to say the Bank has failed to respond to my Subject Access Request and then the Commissioner can get involved :j

Try not to worry too much about potentially going to court. For one thing, I'm pretty sure it won't even get that far as there have already been a number of successful claims against HSBC ... and even if you did, it's apparently not an actual court room that you'd be in - it's just a room and you sit around a table.

Anyway, well done again and please keep us up to date with your progress! You may also wish to consider letting https://www.bankactiongroup.co.uk know details of your claim - I have done for my case.

dchurch24

fagun wrote:

Surprised no-one has mentioned it so far, but this has made Metro's money page (towards the back of the newspaper). Well done dchurch on your crusade.

Thank you; but what has made the Metro, this thread?

dchurch24

I honestly think people should not worry about 'being made an example of'.

It is they, the banks who are being made an example of. They are being shown that they cannot systematically abuse their position and effectively steal money from people who can least afford to be stolen from.

If it goes to court, you can bet your bottom dollar that hundreds of people will show up and that solicitors and barristers who have been watching this will almost certainly attend with you.

(I know of one, who says he will stand with anyone provided they are in England).

fagun

t

dchurch24 wrote:

Thank you; but what has made the Metro, this thread?

No - Metro page 55 - a whole page devoted to bank overcharging referring to Brian Mullen's win over LTSB last week. There's a specific mention to www.bankchargeshell.co.uk and of a report by www.moneyexpert.com. I can't find it online, otherwise I'd post a link.

dchurch24

Excellent - thanks for letting me know.

go4it

£100 off Natwest Mastercard today, refunded as gesture of goodwill!! Received letter from Barclaycard, who sort of missed the plot as the letter was a claim for £100 in charges, yet they thought I was just angry about my last charge so ony refunded £20 (will write back!).

I now plan to go to Natwest to get all the charges back of my current account!