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SmlSave MFW diary - where to start?

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    GG!!! :naughty: I can't believe you looked :shocked: tut tut

    :rotfl:

    Good news - our house was valued at £125000 by Natwest :) This is what we bought it for in 2007 which I think is ok and I'm glad we did all the work to the house. However, to get an 80% mortgage we need to find another £2900 from somewhere :cool: here's hoping Dad will let us borrow some more.

    I very happy that the garden is all 'sprouty' and growing well :) My raspberries have baby flower buds :j

    Unfortunatly this is all marred with me working myself into a strop. I'm over reacting but can't stop myself :( I booked the spa and hotel for the hen weekend in July and forwarded the details to the other bridesmaid. She responded by saying that she feels left out and like I'm taking over. I admit that while I'd got her ok to book the spa I hadn't to book the hotel (although we had both decided on that one). I shouldn't have booked the hotel without checking with her first :o but I'm working myself up as I'm thinking that we agreed what we were doing and where we were going and so is how me booking it leaving her out? She'd the one who is never available to discuss the hen party, doesn't answer my emails or her phone. I know she's busy and I know I'm over reacting but how do I calm down enough to talk to her sensibly when I can't even get in contact with her! :mad:

    phew, rant over - sorry
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    hugs.gif Hugs - just bite your lip and don't say anything and it will all pass :D
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Till they both get drink on the hen do and it all comes out :)

    I would try and just forget it (says me who can stew abou things for days), if you have emailed her and phoned her, then you have done all that you can.
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks smf2 and radish :)

    I'm like you Radish and am still stewing but I keep reminding myself that she's probably stewing too and feels just as hard done by........I almost convince myself and then I start getting all self-rightous again. I will be calm and cool and collected....yoga-yoga-exercise-mental-smiley-emoticon-000680-medium.gif

    We have arranged to met up on Sunday to have a chat and I'm hoping to book the train tickets then. Here's hoping she turns up. (the train tickets went up £4 in two days! I'm not looking anymore till Sunday)

    Re Mortgage: Dad has kindly agreed to lend us the £2900 which means that we'll owe him .......... £6694.77!!!!!!!!!!!

    *faint*

    But I'm choosing to think of £1900 as a mortgage overpayment ;)

    DH has got a fair bit of overtime till June amounting to some £900, he wants to buy himself a ps3 out of it and then the rest can go towards the debt.

    And that's how I'm going to think of it, as the debt, so I don't get lazy.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Lucky you to have dad there to save the day :D

    Dont get too worked up about the other bridesmaid. If you have proof that you haev tried to ring and emailed her and she hasnt replied then someone has to get on with things!!

    I too dont forget things and I will always remember it for months never mind days lol :o
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • I think it's time u took sine of your own advice. Enjoy the bank holiday and try not to get worked up. These things have to be organised and if you couldn't get in contact with her it's just one of those things. As long as u tried.

    Well done on the 80% ltv, fingers crossed with some serious overpayments we can get there to!!
    Mortgage @ 01.06.10 £165,999
    Mortgage @ 31.10.13 £14,664
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Well I had a truly relaxing bank holiday :D Did an Indian Head Massage day which was great, spent time with my friends and did a BBQ (didn't have a hangover either!)

    Had a chat with other bridesmaid and we're ok, she's going to more availble to get hold off and I've booked the big stuff and can relax :)

    Quidco paid me £22 odd so that's gone towards the Dad. The mortgage offer has been issued - finally.

    :beer: We've got cider brewing in the kitchen :beer: and have booked a weekend away with the daily mail offer at £15 pp!

    The kitchen is full of food and the garden is growing so I'm hoping to come under the grocery budget this month.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    awww bless ya sml save looks like things wrking well for you.

    you can do it with grocery budget too (you go girl)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks stacey, your post reminded me to add up April's grocery total and it came to £95.38 :D

    I'm very chuffed (although I know it's just waiting on the cc to be put in May's figures)

    Ohhhh and there another art exhib next week which I'm showing 3 prieces in :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    Ohhhh and there another art exhib next week which I'm showing 3 prieces in :)

    Fantastic 1sm366painter.gif :T:T:T
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