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SmlSave MFW diary - where to start?

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks Frazzmunch. I think I'll try peas, courgettes, toms, carrotts, lettuce, radish, beetroot, poatoes etc. I'm intending to try and create a slug proof barrier next year which will consist of gravel, pellets, eggshell, coppert ape and anything else I can think of! No slug shall munch in my garden!:mad: Horrible things. I did try the whole salt thing and killed loads of slugs, but they stink when they decompose :confused: no where to put them. Yuk.

    Never mind, on a brighter note the weather looks farly good for the rest of this week so its more gardening and washing to do.

    Pay day soon! yay :D should have - fingers crossed - £200 for hols and £20 to put in the OP fund.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • know what you mean about the homeless snails!!!.....i find that the later i put stuff out the less likely they are to be decimated by the slimy ones...if only i could say the same about the catepillars....they managed to completely strip my brassicas (literally overnight :eek: ) a couple of seasons ago..:mad: i am pretty relaxed about it normally...quite happy to have an 80-20 split between me and the creatures but sometimes i think that they forget which percentage is theirs:rolleyes: ..intending to fleece the lot of it next season...see if they can get through that!!

    payday for me too in less than a week....:j hoping to really get to grips this month, lots of nsd's, lots of op's on mortgage (£5 is a valuable op :o ) if they manage to get it converted in time;) and ruthless cutting down wherever possible....i am making this payday the mother of all months..everyday is going to concentrate on how i can spend less and pay off more!!!
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    (£5 is a valuable op :o )

    I agree. Have made my first payment into the OP fund of £32.88.:D Yay!:beer:

    Food shopping seems to be going well, at £150 so far so I've my fingers crossed. The Asda card is full at £144 so I should be getting my £6 mid Nov.

    I will try and get my month's bugdet sorted to keep me on track.

    Going to be a pricey weekend thou, going to stay round OH's mate for the weekend and go out for a meal. I'm sure It'll be worth it! :D

    Have a good weekend everyone!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • woohoo!!! congrats on the op fund money!!:T

    have a great weekend and don't worry about the expense....got to have some 'you' stuff too or insanity will ensue!! :rotfl:
  • SmlSave wrote: »
    Have made my first payment into the OP fund of £32.88.:D Yay!:beer: quote]
    Yeah! Well done!!!:T :T :T I hope to be making my first payment this month..tomorrow in fact. All of this OP malarky is very exciting!:D

    Go you!

    Have a great weekend.
    MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00
    Loan - £13279.50 :rolleyes:
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    Good to see the OPs above, and as Frazzmunch says, you definitely need to have some items of pleasure on the long MF journey otherwise you are unlikely to stay the course and instead resent your efforts.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    I agree. Have made my first payment into the OP fund of £32.88.:D Yay!:beer:


    Have a good weekend everyone!

    Well Done You:T:T
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thank you for your support you guys :beer:

    The weekend didn't turn out too expensive thankfully, spent bout £25 in total. Was taken to an amazing pub for dinner - yum yum.

    It did mean that nothing happened this weekend but nevermind, last night made up for that! I sold one of my painting! :D Very happy and have fingers crossed that maybe someone will buy another one. So thats £40 towards holiday fund.

    Had a NSD day yesterday and will do today too. The new libary has just opened so I'm off to visit it this lunchtime. Am hoping they'll have a 'learn Dutch' CD for me to try.

    Hope you are all well
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    SmlSave wrote: »
    I sold one of my painting! :D

    Well Done you:T:T:T:T
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks SMF2. How are things going with you?

    Been a fairly quiet day here today, did end up spending £10 last night out at the pub, fun but not worth the £!

    I'll have to catch up with everybody's threads tomorrow - see you then!:wave:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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