We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First credit debt collection :(

Options
1424344454648»

Comments

  • jmd4211
    jmd4211 Posts: 52 Forumite
    Can they touch my credit report without establishing contact with me?
  • Agree with above DON'T CALL THEM! If you owe them money & you haven't paid chances are they have already marked this account with a default. Why not get a free month's trial on Experian to know for certain..I did & were pleasently surprised that this debt wasn't even listed on our credit file (for some odd reason!)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.