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First credit debt collection :(

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Comments

  • jmd4211
    jmd4211 Posts: 52 Forumite
    Can they touch my credit report without establishing contact with me?
  • Sparklyfairy
    Sparklyfairy Posts: 758 Forumite
    Agree with above DON'T CALL THEM! If you owe them money & you haven't paid chances are they have already marked this account with a default. Why not get a free month's trial on Experian to know for certain..I did & were pleasently surprised that this debt wasn't even listed on our credit file (for some odd reason!)
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