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My diary... becoming debt free whilst still having a life!!!

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Comments

  • rubydoiwannabee
    rubydoiwannabee Posts: 920 Forumite
    irishchick wrote: »
    That is very weird, reading your name!

    Right SH and YB? Lets be having them! You're real names cant be that bad you cant tell your failthful friends!

    yes come on fellow musketeers, share......;)
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • savingholmes
    savingholmes Posts: 29,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well let's try hang man

    _ _ _ _ _ _ _ _

    for you to guess my name. It's not Tracy, Ruth or Carolyn - and it only has 2 of those letters in it... Cas - no spilling the beans lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
    It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • savingholmes
    savingholmes Posts: 29,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ~Yorkshire_Belle~ wrote: »
    It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:
    For real?:p
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • rubydoiwannabee
    rubydoiwannabee Posts: 920 Forumite
    savingholmes wrote: »
    Well let's try hang man

    _ _ _ _ _ _ _ _ _

    for you to guess my name. It's not Tracy, Ruth or Carolyn - and it only has 2 of those letters in it... Cas - no spilling the beans lol

    C A?

    maybe?

    Cant wait to see the picture of the hanging man......:D :D
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • rubydoiwannabee
    rubydoiwannabee Posts: 920 Forumite
    savingholmes wrote: »
    For real?:p
    go on gerty.....

    (in our house we say dirty gerty from no 30!!!!!!!) I really don't know why....

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    (oh god no offence meant if that really is your name):o :o
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • rubydoiwannabee
    rubydoiwannabee Posts: 920 Forumite
    ~Yorkshire_Belle~ wrote: »
    It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:

    Doh!! should have quoted this one, not SH ?

    ignore me.... I have lost it.
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
    Well, as it happens Ruby, it IS not my real name! ;)

    And my middle name is Ethel. At least, one of my middle names is Ethel :rotfl:. It's hard being the only Gertrude Ethel under 90 :D
    For further confusion I don't live in Yorkshire!
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • rubydoiwannabee
    rubydoiwannabee Posts: 920 Forumite
    ~Yorkshire_Belle~ wrote: »
    Well, as it happens Ruby, it IS not my real name! ;)

    And my middle name is Ethel. At least, one of my middle names is Ethel :rotfl:. It's hard being the only Gertrude Ethel under 90 :D
    For further confusion I don't live in Yorkshire!

    Phew!!!
    Nice names....... not

    ha ha.... which county are you in then?
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
    Have PM'd you :j
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
This discussion has been closed.
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