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My diary... becoming debt free whilst still having a life!!!

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Comments

  • irishchick wrote: »
    That is very weird, reading your name!

    Right SH and YB? Lets be having them! You're real names cant be that bad you cant tell your failthful friends!

    yes come on fellow musketeers, share......;)
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well let's try hang man

    _ _ _ _ _ _ _ _

    for you to guess my name. It's not Tracy, Ruth or Carolyn - and it only has 2 of those letters in it... Cas - no spilling the beans lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:
    Getting there...slowly! :D

    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:
    For real?:p
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Well let's try hang man

    _ _ _ _ _ _ _ _ _

    for you to guess my name. It's not Tracy, Ruth or Carolyn - and it only has 2 of those letters in it... Cas - no spilling the beans lol

    C A?

    maybe?

    Cant wait to see the picture of the hanging man......:D :D
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • For real?:p
    go on gerty.....

    (in our house we say dirty gerty from no 30!!!!!!!) I really don't know why....

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    (oh god no offence meant if that really is your name):o :o
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • It's not the faithful musketeers that are putting me off ....... there can't be too many other Gertrudes around so someone might recognise me! LOL :rotfl:

    Doh!! should have quoted this one, not SH ?

    ignore me.... I have lost it.
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • Well, as it happens Ruby, it IS not my real name! ;)

    And my middle name is Ethel. At least, one of my middle names is Ethel :rotfl:. It's hard being the only Gertrude Ethel under 90 :D
    For further confusion I don't live in Yorkshire!
    Getting there...slowly! :D

    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • Well, as it happens Ruby, it IS not my real name! ;)

    And my middle name is Ethel. At least, one of my middle names is Ethel :rotfl:. It's hard being the only Gertrude Ethel under 90 :D
    For further confusion I don't live in Yorkshire!

    Phew!!!
    Nice names....... not

    ha ha.... which county are you in then?
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • Have PM'd you :j
    Getting there...slowly! :D

    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
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