My diary... becoming debt free whilst still having a life!!!

irishchick_3

Hi All! And esp to SH!! Nice to be missed!
Have been in edinburgh for family Xmas treat! Sounds great but I worked 2 jobs to save for it and was sooooo exhausted when I got there I was sick! Typical! Totally fed up!

Off sick yest and in today to be told that my job will probably not be needed in january!!!!

Just had got my re-payments sorted out from last unemployment and dont know how to even start again!

Bah Humbug!

1_step_closer

I'm here! Sent off my signed IVA proposal today so everyone keep your fingers crossed............................been working manic hours, year end this month and it is nuts for the next 3 weeks then stops just like that!

Apart from that I am fine thank you for asking!

1 step xxxxxxx

~Yorkshire_Belle~

Sorry to hear your (potential) bad news irish chick.
I hope your IVA goes smoothly 1 step closer.
I'm busy busy busy at work but am also managing to get fairly sorted at home for Christmas and keeping on top of money things - only takes 1 unexpected item to knock everything sideways though!
Good luck with the interview Ruby, whenever it is, it's horrible when work becomes difficult.
Hope SH is having a good time away, even though it is work
Hi to Cas too, you seem like you've been busy as well!
Belle
x

sistercas

hi all
IC so sorry to hear your news is it definite?
1step good luck fingers crossed for you
YB its a busy time of year isnt/try and find some 'me' time otherwise you will bust a gut
SH I hope things are going ok at work i have seen you on '1st to 15k gets a paper hat' (I'm a lurker) you seem to be doing very well on there at the mo
Ruby hows thing? good luck with the interview, you have done well to get that far in this economic climate

I am frozen- I have the heating on at 20 degrees and darnt turn it any higher because of the cost- will have to put my thermals on! ( havent got any really perhaps I should invest!)

irishchick_3

Well girls, boss told me today will be keeping me on, but wont be getting my commission on any finance I manage to sell. Grand, I say! At least its a steady income coming in to make my repayments every month!
Was on the verge of a major panic. Took me long enough to get repayment schedule set up!
Xmas is happening upon us very fast this year. Im nearly all done, just wrapping to do now. Cards sent today,well done Me!!
Santa all done and didnt go too overboard at all and thats a first for me!
How are you all going? Feeling festive?!

1_step_closer

Actually I am! I wasnt going to "do" Christmas this year after all the rubbish things that have happened but thought "s0d it!" My desk at work looks like a grotto and ALL the decorations are coming out this weekend. I have most of my pressies, done cheaply but with lots of care and attention and am very happy with what I have got people.

Even managed to lose some weight - mind you all the stress recently kind of contributed to that but every cloud has a silver lining. However PMT is due soon so vast quantities of chocolate shall be consumed!

Right got things to do so had better crack on.

Hugs to all,

1 step

savingholmes

:hello:Feel like there's been a reunion going on while I've been away. Nice to see all the original crowd back again.

IrishChick glad your job is okay. Sorry to hear you were ill on your trip away - sometimes it feels like you can't win doesn't it.:wall:
Ruby - hope interview goes well.
1 step - glad to hear things are at least moving for you. Wishing you the best of luck

Hi Belle and SisterCas - hope things going well with you too.

I wouldn't exactly call my time away positive in terms of what I do for work, but at least I had some nice food on expenses and got to read a book and a magazine in peace which I don't tend to get at home. It also kept me away from the shops and any spending was reclaimable so I suppose there were some ups. :money: Came home tho with a brain like cotton wool. I stopped at the services for a coffee - it was put in front of me at least 3 minutes before I realised it was mine LOL :doh:I think I needed that break!!!

I got home and OH had bought a chinese for himself and the kids - but none for me. If that wasn't bad enough - the kids didn't like what he'd bought anyway!!!! :mad: I made him go back out to get some for me and shared it with kids!!! Not very MSE perhaps but important nonetheless!

Bye for now:wave:

sistercas

savingholmes wrote: »

:hello:I got home and OH had bought a chinese for himself and the kids - but none for me. If that wasn't bad enough - the kids didn't like what he'd bought anyway!!!! :mad: I made him go back out to get some for me and shared it with kids!!! Not very MSE perhaps but important nonetheless!

Bye for now:wave:

men!! they are all the same arnt they? they just cannot think beyond themselves and the here and now

still got to get some bits and bobs for kids and OH for xmas, I just hope i dont do that that last minute panic and end spending a fortune!
still to get a turkey

IC so glad to hear that your job is safe what a relief

are you all having a real tree or a fake one? we normally have a real one but because of the price i want to use the one in the loft but OH wont entertain it he wants a real one ( and he always gets one thats too big and i have to chop loads off it!)

rubydoiwannabee

sistercas wrote: »

are you all having a real tree or a fake one? we normally have a real one but because of the price i want to use the one in the loft but OH wont entertain it he wants a real one ( and he always gets one thats too big and i have to chop loads off it!)

Cas, we are in exactly the same position!!! Except because DD was off school earlier this week, she and I put up the artificial one from the garage and positioned it, so that by the time DS and DH came home it was looking festive and lovely and now they are converted!!! Well a little anyway. We have ALWAYS had a real tree and last year we had two!! I am still tempted to buy a little one for the living room because the current one is in the conservatory but am resisting so far. I feel both a bit proud that we haven't spent and a little sad that things are soooo tight that we are having to think like this!!

rubydoiwannabee

Hi to everyone,
thanks for the encouraging words regarding forthcoming job interview, I am really hopeful. It is on the 15th Dec so I will be sure to let you all know.

Irishchick, really glad you have job reassurance, what a relief.

1step, good to hear you are in festive spirits, can you keep coming back and bouying me up, I seem to have lost that festive buzz a bit at the mo.

SH, your trip away for work sounds peaceful and calm, just what is needed this time of year.

YB - how are you?

Off to be a cleaning machine because we have guests arriving at 2pm for the weekend.

Love to you all.
xxxxxx