My diary... becoming debt free whilst still having a life!!!

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  • savingholmes
    savingholmes Posts: 27,451 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    HI all - I know what marred or mardy means... hehehehe Hope YB you get your mortgage sorted.

    Still plodding but got £9 back in vouchers from M&S so that's something at least...

    Just took kids to McDonalds my 5 year old said "I thought this was too expensive" so I had to try and explain it was alright to have the occasional treat - bless. So sweet tho, making sure we would be okay...
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £183,754 Equity 26.5%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.9K on 0% spends card but offset by £34.25K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
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    Can life get better? I think we now have a mouse - eek! Any DFW ways to show our new visitor the door ( or any other exit route!)
    Belle
    x
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • MissOptimistic
    MissOptimistic Posts: 457 Forumite
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    irishchick wrote: »
    1
    Welcome, MissOptimistic!! You have come upon the lifesaver for stressed, debtbusting women. We will do our best to keep your chin up when its dragging the ground! I have to say, and have posted on many occasions, we are a great support to each other, like a modern Debt-type Enid Blyton book!!

    I love that:- stressed, debtbusting women - has anyone else noticed, it does seem to be the women who tend to handle these things?
    Thanks for such a warm welcome everyone - I hope to stick around
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • MissOptimistic
    MissOptimistic Posts: 457 Forumite
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    Belle - Do you want to be humane or don't you mind?
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
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    Well, I guess I know what NON humane is - so what would be humane?
    And how do I stop it / them (!) coming back ?
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • MissOptimistic
    MissOptimistic Posts: 457 Forumite
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    Hah - I don't know any humane ways! - Mousetraps are pretty cheap and DFW (can be used time and time again although I hope you don't have to!) a little bit of chocolate is the best thing to place in the trap, works every time.
    Hang on a minute - OH has just told me that you can buy 'humane' mouse traps - I imagine it catches them in a little box so you can release them outside
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • MissOptimistic
    MissOptimistic Posts: 457 Forumite
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    Also, you need to find where they are getting in, and block it up - when I had mice, they were getting in where the tumble drier was vented to the outside wall.
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
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    Thanks very much - will look into it - hope don't wake up to scratchy noises!
    Belle
    x
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
  • savingholmes
    savingholmes Posts: 27,451 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    YB conquers the mouse! We look forward to the next update!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £183,754 Equity 26.5%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.9K on 0% spends card but offset by £34.25K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • ~Yorkshire_Belle~
    ~Yorkshire_Belle~ Posts: 580 Forumite
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    As long as the mouse ( or mice eek) don't conquer me first!
    Getting there...slowly! :D
    GC : must do better
    NSD: very rare

    No matter how slow I go I am lapping everyone on the couch.
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