We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My diary... becoming debt free whilst still having a life!!!
Comments
-
Thanks - glad you are okay. I've just done a few more pressies - 3 mixing bowl pressies to be precise plus a pink themed one for my 11-14 year old niece... I'll try and post some piccies tomorrow. I've got some more 40ths coming up so I am doing some more retro sweet tins.~Yorkshire_Belle~ wrote: »Ruby
Those baskets look fantastic - I tried to look at work but they were banned!
Thanks for asking Cas - I'm fine now it's FRIDAY!!!!! Hurray. Am in pjs already but remembered am expecting shopping delivery - oh well - I expect they've seen worse lol :rotfl:
SH I like the idea of starting DHs Christmas shopping for him. I always drop hints and usually get almost, but NOT QUITE, what I asked for! After looking at your basket I spent ages trying to find a cello - what could it be I thought, I know musical people and it might be interesting to do a music themed basket . Then I realised, celloPHANE. I'm so dense sometimes :rotfl:
Have great Friday night all
Belle
I normally buy my own pressies in practice as I only get cross if he wastes our money buying stuff I don't want. Usually I steer him somewhere and say I want that but I also buy my own wrap ups sad I know. I've even counted myself in the number of pressies we need for Christmas. I am please tho as we've got a good head start. If all my freebies arrive that will help the hampers no end too.
By the way - ask your friends if they have any pretty baskets, cardboard boxes etc they don't want and use them as a base. I've been given some that way already. You could also ask for them on free-cycle. I've also been putting pressie into these round boxes I was given and because they were red it really sets the pressie off.... I might post piccies of that at some point too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Woohoo- it must be the week for refunds.:j It turns out BT even tho it didn't show on my bill (what's that about) have been holding on to £82!!!!! :j of my money even after they applied a £27 penalty for leaving them!!! Anyway I'm really chuffed and off to find if I count it in my £10 a day challenge!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
:rotfl: :rotfl: :rotfl: me too!! I thought they were cello shaped bags or little cello shaped tags!!!!!!!!!!!!!!!!~Yorkshire_Belle~ wrote: »After looking at your basket I spent ages trying to find a cello - what could it be I thought, I know musical people and it might be interesting to do a music themed basket . Then I realised, celloPHANE. I'm so dense sometimes :rotfl:
I hadnt realised it meant cellophane dur!
Ruby/ SH I have bought some muffin cases for making cupcakes haha i wonder what they will turn out like0 -
Good luck - I'm part way thro making reindeer they are very easy - takes 5 mins even my 5 year old could do it/has helped me do itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
How cute are they - even without any ribbon yet?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »
How cute are they - even without any ribbon yet?
oh they are good whats inside?0 -
Hi everyone,
How are you all this autumnal morning? The sun is shining here but it is cold, really feels like autumn.
Aren't we all turning into a creative bunch with SH leading from the front. I love the items you have made so far SH and those reindeer are so cute, what do you put in them?
YB and SC, I laughed so much at the 'cello' comments, I was trying to keep 'in' with the 'in' crowd on the baskets thread, by writing it but when I first read it I did the same as you both. It really made me laugh. I was the same when I purchased my baskets on eBay (by the way I have had to buy 10 so have four spare if anyone needs any, might have to be for a small cost!!:eek: ) but anyway, I was reading the ebay item and it showed these lovely seagrass baskets:
and it said including 'bean bags' and I thought what on earth would you need a bean bag for!!!!??? Then I realised it was the lovely thing sat in the basket to put everything on..... drrr.
SH, you are doing amazingly well with freebies and competition wins, how do you find the time?
YB, SC & SH, and HTGDF, I hope you are all enjoying your weekend.
On the money saving front, I need a kick up the bum because we have started to slacken off. We have spent loads over this week and really need to tighten the reigns in again. How is everyone else doing?
A day at home planned for me today, I have the usual washing and ironing that comes with getting school uniforms, pe kits etc. ready for the week, but apart from that I intend to engage my 5 year old in some sort of activities. Feeling a bit guilty (as is a mums way) that since we all went back to school and work, she and I haven't had a lot of 'quality' (sorry I hate that phrase but can't think of anything else to write) time. OH is going to cook roast beef today and he and DS are at an early footie match today, so all being well a calm family day is in order. And more importantly a NSD, because boy we need a few of those.
My basket frenzy addiction has wained a little now that I have the basics in place and I have decided I will buy ONE last item for each now to personalise, so will be working on finding those between now and xmas.
Off to have another cuppa before I get going proper!!
Love and hugs to you all.
xxxx;)The good you do comes back to you.DFW Long haul supporters No: 134
0 -
Ruby/ SH I have bought some muffin cases for making cupcakes haha i wonder what they will turn out like
Sistercas, good luck with those, the trick seems to be in folding the flannel or socks, check out this link for step by step instructions:
http://forums.moneysavingexpert.com/showthread.html?t=622943&page=72 (make sure you go to the first post in the thread).
Best of luck.
x
YB, you are going to have to follow suit now??!!:rotfl: :rotfl: :rotfl:The good you do comes back to you.DFW Long haul supporters No: 1340 -
Soap - bought 4 for less than £1 at Aldi... I am wondering about trying to do something similar but with chocolate - I think that would go down even better! I was think perhaps Fry Turkish delight or mars or snickers...oh they are good whats inside?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Soap or chocolate would be lovely, or if your were buying someone a necklace or bracelet etc, you could wrap the box??!!
I am amazed at how much you get done SH I really am.
Keep up the good work.The good you do comes back to you.DFW Long haul supporters No: 1340
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards