Keeping Positive's - Into the new years diary

Keeping_Positive

Ref the docs I got signed off for two weeks and meds increased a bit. Will see the doc at the end of the two weeks to reassess if more time needed.

Feel a lot better not worrying about work a tad guilty on my colleagues for the extra work but wehave a new member of staff now so that should help.

Need to draw up an action plan tomorrow because I dont intend to spend all the two weeks doing s*d all although sleep and rest will come high up on the priorities.

Thank you for all your support :A .

beanielou

Glad that you got sighned off.
Take care.
Your budgets look good apart from the washing machine~just one of those things though.

Keeping_Positive

Sold some of my xmas bodyshop bits for half price so £18.50 extra to put towards something :j . Probably count it towards the Present neutral challenge.

beanielou

Great news on the BS stuff.

Keeping_Positive

Monthly Income Details
Monthly income after tax................ 1350
Partners monthly income after tax....... 100
Benefits................................ 345
Other income............................ 0
Total monthly income.................... 1795

Monthly Expense Details
Rent.................................... 445
Council tax............................. 0 jan and feb free
Electricity............................. 45
Gas..................................... 45
Water rates............................. 28
Telephone (land line)................... 35
Mobile phone............................ 12 via work expenses
TV Licence.............................. 12
Satellite/Cable TV...................... 50
Groceries etc. ......................... 300 five week month
Clothing................................ 10
Petrol/diesel........................... 50
Road tax................................ 15
Car Insurance........................... 34
Car maintenance (including MOT)......... 25
Other child related expenses............ 50
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Contents insurance...................... 15 renewal due feb
Life assurance ......................... 6
Other ......................................5
Presents (birthday, christmas etc)...... 50
Haircuts................................ 20
Entertainment........................... 100 aim 80
Holiday................................. 100
Loan................................. 224.00
cc 1....................................25.00
catalogue.............................54.00
cc2....either min and 30 ish or full at....571.11 total :eek:

Total monthly expenses.................. 1462+333 min=1795


monthly budgets 520 aim 500
annual / less frequent budgets 244
set monthly bills 686
mobile phone deducted out of expences 12
Loan and ccs 333

1795
-1795
0.00

Prob some overdraft charges to come

Keeping_Positive

Spent £27.50 in Mr Ts. £3 for a naughty choc cake which I told OH was coming out of his budget !! It was funny becuase he didnt know he had a budget.

£2 paper for the kids

£0.50 OH golf tees

So only £12 over budget.

£1800 BT to citibank done but could only do it from another card so will take a while for overpayment on Tesco cc to be claimed and the OD repaid. Not plan A but should do as plan B. Good news is if I stick to budget then the £1800 is 200 less than I planned to transfer so £200 better off than I thought :j .

mum2one

Any of that chocolate cake left.............sounds yummy, sod the debts for now chocolate cake takes priotity. xx

Keeping_Positive

Yesterdays spends were

£5.15 +8.80 for a cinema trip for OH and I which was great. Saw roll models which was very funny. Cant think of anything else from yesterday but I did put a 37 catalogue order from the sale load of bargains on Thursday.

Today I have looked and applied for new home insurance got it for £98 which £40 cash back on quidco:money: . I did drop accidental damage as that doubled the premium I hope I dont regret that. Had to pay in full because system playing up but dont mind for that cost. The renewal from the current provider has jumped up £100 to £265 :eek:. Going to cancel that ASAP.

Plans today are to ebay a couple of bits if the camera will work:mad:
Tidy and clean kitchen inc the boring washing up.
Maybe do an online shop but thinking of going to farmfoodsbecause I got some lovely vouchers from a friend also go some stamps which I wasnt expecting so very happy :beer:
If feeling energetic sort paperwork out.

Hope you all ok

Keeping_Positive

mum2one wrote: »

Any of that chocolate cake left.............sounds yummy, sod the debts for now chocolate cake takes priotity. xx

Very yummy lasted 24 hours and no one else touched it . Shame it wont help the waistline :rotfl: .

Keeping_Positive

Keeping_Positive wrote: »

Yesterdays spends were

£5.15 +8.80 for a cinema trip for OH and I which was great. Saw roll models which was very funny. Cant think of anything else from yesterday but I did put a 37 catalogue order from the sale load of bargains on Thursday.

Today I have looked and applied for new home insurance got it for £98 which £40 cash back on quidco:money: . I did drop accidental damage as that doubled the premium I hope I dont regret that. Had to pay in full because system playing up but dont mind for that cost. The renewal from the current provider has jumped up £100 to £265 :eek:. Going to cancel that ASAP.

Plans today are to ebay a couple of bits if the camera will work:mad:
Tidy and clean kitchen inc the boring washing up.
Maybe do an online shop but thinking of going to farmfoodsbecause I got some lovely vouchers from a friend also go some stamps which I wasnt expecting so very happy :beer:
If feeling energetic sort paperwork out.

Hope you all ok

Listed fur items on ebay do fingers crossed. Still got a few bits to add but need to improve my photography.

Nothing else done spent £5 on milk and sweets for kids. We have a friend round so thought I would spend a bit of the kids budget.

Actual home ins cost was £89 so even cheaper than I said earlier nd the £40 cash ack has tracked :T .