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Keeping Positive's - Into the new years diary
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Great news on BS bonus.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thats brilliant news re Bonues, u seem to of made a real go of the BS parties. xxxx rip dad... we had our ups and downs but we’re always be family xx0
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Just popping on to say Hiya hun.
Looks we're all busy getting ready for Christmas.
Hope all's okay.
Luvz Dizzy xOfficial DFW Nerd Club Member no:219In the Court Of The Crimson KingI don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.Gary Larson0 -
Hello :wave:
Yes work and life in general busy. Worked out yesterday I had 11 days holiday still to take! I have booked the three days before and three days inbetween and will carry 5 over.
Xmas do last night which was fun. Held my own with the MD so not too bad although I do think I got a bit to gobby but hopefully not too embassesing. Im sure Ill here today.
Really behind in xmas prep so going to do my list on here so I dont lose it like usual and have several lists on the go.
Moneywise the cc bill is extornionate. Ill do well not to increase debt even with the xmas savings :doh::j0 -
Xmas List
Oh - to do but using tesco vouchers
Dd1 - done
Dd2 - done
Ds - one ds game to buy
Mum - a few expensive ideas need to think
Brother - probably a voucher still to getr
Bro Girlfriend - one of my bodyshop xmas gifts
Sis - bodyshop
Sis Oh - to get chocolates and socks
Dd1 - bodyshop got
Ds1 -
Ds2 -
Ds3
Dd2
Sil - bodyshop
Sil Oh - lord knows prob argos voucher
Ds - got tank
Dd - a bit of bodyshop and stuff from claires to get
Mil - broach sp, to by dragonfly book marker via friend
Mil Oh - cd got book voucher to buy
Birthdays
Sis Dd1 money
Ds1 money
Ds2
Sil - to get book voucher? baileys?
Sil Dd money
Sil Ds money
Oh:j0 -
oops....! No putting cushions on heads now...even if it may be tempting! Well done on doing so well this year - my debt bustings been dire of late...Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Keeping_Positive wrote: »Xmas List
Oh
Dd1
Dd2
Ds
Mum
Brother
Bro Girlfriend
Sis
Sis Oh
Dd1
Ds1
Ds2
Ds3
Dd2
Sil
Sil Oh
Ds
Dd
Mil
Mil Oh
Birthdays
Sis Dd1
Ds1
Ds2
Ds3
Sil
Sil Dd
Sil Ds
Oh0 -
Hello :wave: Angela and all
Updated the list a bit. About half way there. Have the three days before xmas off so will do last minute bits then. Each year I think Ill say lets not do pressies for adults but never get around to it. I had saved well this year but then just spent it from not budgetting :mad:
Damage limitation at the moment. Got caught with another bug at the weekend which resulted in Monday off. Thats three is as many months so I must be really run down. I have put more weight on so trying to eat better.Why does healthy stuff seem so much more expensive??
Plan to start a new budget inbetween xmas ans new year and go back to proper budgeting with daily posts on here to keep up, meal planning, grocery challenge and more foresight into lunches. Still havent had apprasil sp at work because we are all really busy. Boss ended up in Glasgow for two days. I really want to get it over with so I know what chance and when I will be upgraded.:j0 -
Think everyones in the same boat with xmas, even trying to be organised we all get caught out somewhere along the line.
Me personally (I know its wrong), but am holding off doing a budget for xmas / new yr, and start again in Jan, not in the way of I can spend, spend, spend, I've got freedom, but in as yes im in debt, I still need to budget, but I still need a bit of a life, I've allocated £100 for now to new yr, Im sure to need odds and sods.
You take care, and get some rest. xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
Hang in there - this time of year always touch as so much to do on top of ordinatry stuff to do! Hows oh doing?Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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