September 2008 Grocery Challenge. Please read first two posts.

Mrs_Money_Penny

Hi Everyone.
Mrs M could you please put me down for £190 budget for October and a final figure of £174.90 for September. So under budget.;)

Many thanks for all your hard work on the thread MrsM and Penny & Pink.

Dontpanicyet

Good morning,

Can I declare £336.71 for September please, budget of £300 so Must Try Harder next month. First month doing this, has REALLY opened my eyes to the pitfall of offers, brands and not making the most of whats in my cupboards

belfastgirl23

Hi there

Back from holidays and can declare a September total of £71.51 out of a projected £80 - my first underspend in months so I'm pleased

Here's hoping I can keep it up in October!

turbo5019

Mrs M I would like to declare £156.45 for SEPT.
I think that is everything. See you all in Oct Thread.

smetf

Hi all
Found that missing receipt so declaring September at £360.38 that final M and S dine for £10 and not getting cheapest milk did it for us this month but like a few others have said am still pleased - it is sooo much better than it used to be despite the rising prices .

Thanks
Smetf

BigMummaF

kalojac wrote: »

I am trying a new approach for October since I failed so miserably last month. I have transferred £230 over to my pre-pay mastercard, and this is for TESCO, and nothing else, .......x

Hope you don't mind me cutting your post Kalojac, but I am intrigued with this idea. Can you only use the card in Tesco, or can you use it anywhere till the balance has been used up? I've obviously been hibernating as far as finances are concerned, because I know nothing about this method of payment....

rellaella

Hi there, I am sorry to say I failed miserably with September challenge got back on track the last couple of weeks but already went way over my £250 budget. Am starting afresh with a more realistic budget of £400 for October. Thankyou

cw18

BigMummaF wrote: »

Hope you don't mind me cutting your post Kalojac, but I am intrigued with this idea. Can you only use the card in Tesco, or can you use it anywhere till the balance has been used up? I've obviously been hibernating as far as finances are concerned, because I know nothing about this method of payment....

The ones I've seen can be used anywhere -- but they charge you fees!!

Monthly fee (per account)1 £4.95 per month
All purchase transactions Free

flexiplus Account (if applicable)
Purchase transactions £0.99 each

All Accounts
Card issue fee (new, additional3 & replacement) £9.95
Account maintenance (only applies if Account has no transactions including top-ups for a period of 120 days from date of last transaction) Up to £4.95 per month
Top-up by cash2 Free
Check your balance and recent transactions online Free
ATM withdrawals UK (Non UK) £0.99 (£3.00)
Cash withdrawals at bank £3.00
Cancellation (for refund of cash value in the Account) £10.00
Foreign transaction 2.75% of amount withdrawn/spent



Personally I object to paying for someone to hold my money for me, when it could be earning interest in a bank account (or being used to pay off debts) -- but I know that these are possibly the only kind of card some people can get to allow them to do on-line shopping.

helenm2008

I'd like to declare £204.76 for September. Still over, but by less than last month, and that includes 2 free-range chickens, blimey they are expensive! No more roasts when we have guests to dinner, I'm thinking.

Please put me down for £200 again for October MrsM. We've got nothing in the cupboards or the freezer, but I'm determined to get the hang of this!!!

Thank you - Helen

ladyroughneck

Hi All.
Please can I be added to the list again Mrs Mc?, i never went away, i just haven't been able to log on for a bit:o
Please could i declare £135.35 for Sept :j out of a budget of £190:jand then i'll move over to the october thread.
Many thanks