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crisis loan application-anyone else made to feel like scum

135

Comments

  • robpw2
    robpw2 Posts: 14,044 Forumite
    Part of the Furniture Combo Breaker
    no it was a joint tenancy betwen two people they were struggling to pay rent one of them is a friend of mine, we moved down letting agent knew about it and helped them out the original plan was all 4 of us were going to live together untill end of tenancy at which point we would sign up togther.

    the lead tenant basically shafted everyone by coming up with excuses as to why he could not afford rent so me an matty paid everything for 3 months.

    he then decided to give official notice thus meaning the letting agent has give everyone else 1 months notice from the day lead tenant gave noticr till the 19th of september to leave the property .

    the deposit was paid between the two people originall my friend and the lead tenant howvere he has made out to letting agent how it was all my friends fault etc and he paid everything up front so the letting agent has agreed to give the deposit back to him only and as he is the lead tenant with the dps then my friend cannot claim anything unless we go thorugh courts but they dont have the money .


    Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
    Slimmer of the month February , March ,April
  • nm8553
    nm8553 Posts: 106 Forumite
    Hi there. Good to see you hanging on in there and getting great advice. It may cost your landlord but you don't need money to go to court so tell him/the letting agent that is what you are doing then hotfoot it to CAB who can help. With pressure from them your landlord is more likely to be co-operative.

    Previous advice on benefits says it all but fighting on your own is pretty soul destroying so again use CAB first thing tomorrow to apply pressure and make an appointment at the jobcentre with their help to get an emergency payment.

    Good luck to you both
  • Mips
    Mips Posts: 19,796 Forumite
    Hi Rob

    Am really sorry to hear you struggling like this, when you said you didn't have any food I felt so bad.

    Could your partner try for a crisis loan? He is already on benefits isn't he? I don't know how it works but there was a guy on here called John who managed to sort things out swiftly with the benefits people.

    I hope you get everything sorted before Friday because the benefits will be closed by then and I am glad your MRI scan has been moved forward.

    I can't believe they can treat people like this - and as for saying 'good luck' :mad:.. she obviously doesn't have to worry about feeding herself tonight.
    :cool:
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    Hi Rob,
    I a, so very sorryt hat the system there to help is so slow its often too little too late. I have been waiting since August 4th for IS ( have called today and the account is live, whatever that means) Im lucky as I have child tax credit's to help.

    The sally army might be worth a shout I know they do food pacels in my area. I am thinking of you and OH and hope it gets sorted V soon, you will need to fight for this I think.
    Debt free and plan on staying that way!!!!
  • robpw2
    robpw2 Posts: 14,044 Forumite
    Part of the Furniture Combo Breaker
    thanks everyone for your kind words , im sorry not responded but i have been asleep at least this is on good thing about wahterver i have it makes me sleep and i wake up like 1 hours or so later feeling like i have been asleep for ages whch makes up for those sleeplees nights


    Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
    Slimmer of the month February , March ,April
  • journ
    journ Posts: 231 Forumite
    nottslass wrote: »
    Zappster1966 - can I just say it never ceases to amaze me how total strangers on this forum will take the time and trouble to give advise and help to people that they've never met,Its Truly heart warming .

    Thank you
    :beer:
    I have to agree Zappster1966 you are a very caring person Thank you so much for all of your help .
    I just wish i could help i think the benefits should remember they are dealing with real people .
  • robpw2
    robpw2 Posts: 14,044 Forumite
    Part of the Furniture Combo Breaker
    sorry saga continues after badgering incapacity benefit people get a call back this morning to say my work should have been paying ssp all along 8 weeks with no money and all over ssp. they are ringing them to find out why they are not paying me ,
    dwp stopped return to work credit because i applief for incapacity benefit which means they owe me that back if my work do pay ssp

    which means im now in limbo waiting for the two sides to argue it out


    Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
    Slimmer of the month February , March ,April
  • nm8553
    nm8553 Posts: 106 Forumite
    keep badgering them.....you're nearly there
  • robpw2
    robpw2 Posts: 14,044 Forumite
    Part of the Furniture Combo Breaker
    yay i finally got a call back to find out i was sacked in my absecnce from my job on the 2nd august .... OH NO ! i hated it so not a big issue

    but the even better news is the dwp are paying me incapcity benefit and it will go in my bank before 5pm ! Yes

    thanks for all your support guys it has beenn much appreciated and zappster i would like to thank you to and penny pincher you are both wonderful people and have both shown help far beyond what i was expecting


    Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
    Slimmer of the month February , March ,April
  • nm8553
    nm8553 Posts: 106 Forumite
    great news. well done x
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