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Income Payment agreement

135

Comments

  • Penny30
    Penny30 Posts: 31 Forumite
    to tell you the truth not got a clue where the local library is to me, i work from 8 till 5, i thought they allowed it for studying to but she was adamant not.

    on my expenditure i've not put on for birthdays/xmas/holidays....am i allowed to put these on?
  • deedee_3
    deedee_3 Posts: 891 Forumite
    Some OR's will allow you to put something down for holidays.

    Christmas and birthdays is a odd one. It used to be allowed quite often but recently seems to be not allowed.

    Try and find out about your local library and lets see if we can sort out an objection and get it allowed.
    Namaste DeeDee x
  • Penny30
    Penny30 Posts: 31 Forumite
    seems a bit mean if u can't budget for xmas especially as i've got a 5yr old...but suppose they don't care it's my problem....ha
    i'll tell him santa is ill this year! oh and his birthday is in dec too....

    i'm guessing the library thing could be cos i work in a college, so do have access to a big library...and they know where i work,
  • deedee_3
    deedee_3 Posts: 891 Forumite
    Ah! but when you are in work surely you are working? And when you have finished work surely you have to get back home to your child? So when would you get a chance to study at work? Don't you study in the evenings when your child is in bed a sleep?
    Namaste DeeDee x
  • PixiePie
    PixiePie Posts: 875 Forumite
    Penny30 wrote: »
    Good news on the car front...got home from work and had a letter waitibg to tell me it was exempt and i can keep it.....and they prob recieved my letter today oh well...


    Px

    Yah! :D That's excellent news :)
    Do not feed the trolls please.
  • Penny30
    Penny30 Posts: 31 Forumite
    got my letter back today with the expenditure that they have done for me

    total income 1,359

    rent 306
    c tax 61
    gas/elec £60
    water £ 28
    phone £45
    Housekeeping £240
    Travelling £140
    clothing £40
    tv license £13
    all insurance £60
    childcare £163
    hairdressers £13
    Car tax mot repairs £80
    Child trust fund £10

    total £1259

    i need to look at it and write back if i have any changes etc....
    P x
  • Penny30
    Penny30 Posts: 31 Forumite
    total income 1,359

    rent 306
    c tax 61
    gas/elec £60
    water £ 28
    phone £45
    Housekeeping £240
    Travelling £140
    clothing £40
    tv license £13
    all insurance £60
    childcare £163
    hairdressers £13
    Car tax mot repairs £80
    Child trust fund £10

    total £1259

    I've got to send back a covering letter to say why I don't agree with my expenditure she's done for me....she has taken my hobbies out but added it to my car tax and mot
    My son does Karate and I thought that would be allowed in my expenditure as it's self defence also I had completely forgotten to add his school dinners on which are £ 34 a month
    am I also allowed to include say £30 for holidays? and still going to throw in my internet and argue how I need it for studying.
    do these seem like realistic amounts ?
    Thanks P :confused:
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Your gas/elec looks cheap. Did you estimate them or average them out from an actual bill. Have they gone up recently?

    Its such a tight budget anything could send it over the edge.

    :j :j


  • Sunk
    Sunk Posts: 423 Forumite
    I send off a new SOA every month......well everything seems to go up monthly!
    Don't agree/sign if you feel the budget will put you in debt.
    BR 08/05/2008
    ED 29/10/2008
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If all the insurances at £60 are car, home and breakdown, they've taken off Axa Healthcare, which I would expect them to as you're not allowed to include private health insurance, in which case you need to add something for dentist and prescriptions.

    You're usually allowed 1 activity per child, per month, and yes put school dinners, they usually allow that.
    Accept your past without regret, handle your present with confidence and face your future without fear
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