Cady's get out of debt diary

cady

Thanks job interview went ok said i will hear at earliest 14 days but they keep you on record for a year so if dont get in with thei lot might get in the next there has been 3000 people applied not sure how many positions tho!!!

my payment a day has gone well put another £1 in today (im very skint and payday isnt till 31st) rang up about the bank charge and tried to get it refunded with no joy (was worth a try tho) after payday im going to try and make a payment a day to orange aswell so i can clear this phone bill, then clear the avon (grr!!!) before xmas, hopefully things will pick up soon then after xmas im going to start another challenge to keep me going!!

Ooooh and i finally joined Quidco !!!! id never heared of it but sat last night reading up on it so decided to join and have made over £3 just doing free stuff so im well impressed!!!

Thanks to people popping in and out of my diary either just for a read or to leave comments its truly appreciated!!!

Cady x

cady

neilD wrote: »

OK I see about Sky.

What about oneof the usual suggestions like trying to transfer the egg card balance to a 0% card. I'm afraid I don't know my way around that because I don't live in the UK anymore but it seams to be a pretty popular suggestion.

Good luck for the job interview as well

Thanks ive tried to appy for a 0% CC but got declined so have not applied again gonna wait till some of the debt is paid then try in 6 months time thanks for popping in and any suggestion is welcome!!!

Bargainfinder_3

Morning cady:D
I need to register with Quidco, but want to do it with DH and we haven't found the time yet grrr! I'm hoping we can change our contents insurance to cheaper, and get cashback

Well done on the interview, let us know how you get on!! xx

cady

Thanks im hoping to hear in the next few weeks!!!!

i had never heard of Quidco before but i looked on the freebies board and someone had posted links and i filled in a couple of survays and made £3.85 and have looked at loads of sites so gonna do my xmas shopping on line and make back what i spend!!! also my hoem insurance n stuff is due in nov too so hopefully will make some pennys there too.

today i have made my payment a day £1.98 (to round up the numbers) so its £697 now!!! to make it £480 by xmas i need to pay £2 a day but will pay more when i can! my silver jar is filling up nicely too and im going to list everything ive got incubards and freezer and meal plan till we go shopping (15th every month) the wate bill DD has not been paid so need to pay that when dp gets paid 24th!!

Got loads to do today got loads of dishes loads of washing too then got to ring the solicitors and sky up as MIL still has not got her vouchers off when she recommended us in nov 2007. My friend is coming down to stay on mon for 3 days before she heads back to uni, she is a por student so we have loads of fun on the cheap!!! then its my birthday on saturday woo hoo !!!

Totall forgot got to tax mot the car and i think it needs a new exaust before the end of the month argghhh!!! i feel a list coming on as will never remember all of this!!!

Have a nice day everyone!!

cady

Good morning Thursday!!!

Well tody i need to do many things i shall list shortly!!! but fist i have made my payment a day (only £1) and i have been doing well however the interest has been added on and its brought my balance back up to £712.75 !!! my payments have had it down to £697 so i totally didnt realise this (doh) also some of my payments have not cleared yet so im just going to add the total that is on the egg site on my siggy and not what add up so im back up to £712. Still no more silver for my jam jar either!!

Ok today i need to -
*Ring sky
*Ring bank
*sort out online bills for sept
*meal plan
*do some washing

Right thats about it really ill update it here with any changes!!!

Have a nice day everyone

Cady x

Bargainfinder_3

How you doing? Have you got anything done yet?!! I'm quite busy today and going on holiday for a few weeks, but will catch up with you when I return! x

cady

HIYA!!!

Im in agood mood today !
i got through nearly all my jobs yesterday so today i just have to do a bit more washing and im going to do my meal plan (i promise) my mate is coming on mon so im prepearing the spare room (washing all the bedding ect.)
Made my payment a day only £1 again but hey its moving along nicely!!!
Ive decided im gonna plod along like this till xmas then start the new year in style with a major plan but for now plodding is good!!!

Enjoy your hols barginfinder!!! and have a nice day to anyone else reading.

Cady x

cady

well ive make the house sparkle and am just making tea now got all my washing done so im pleased!!!

Anyway just spoke to my mam and as its my birthday on saturday (eek) and she is giving me £100 to buy some clothes as i havnt bought clothes since we bought the house so im really gratefull to her for giving me that as it means i can buy some bits and bobs for winter (desperate for shoes) and use my wages (if i can call them that there so low) to help pay my debt and save for xmas ..... just thought id share the news im soooo excited as havnt had ANYTHING new in about a year!!!

have a nice evening

Cady x

cady

HAPPY SATURDAY!!
Well today im just paying £1 off egg for my payment a day and that is about it!!! i did lots yesterday so can chill out a bit today and i MUST do my meal planner (am loading the spread sheet as i type!!!

Have a nice weekend people!!

Cady x

cady

Im back

Well i have finally done my meal planner to last up until the 15th Sept so here it is:

*Chilli & Rice
*Cheese & bacon pasta bake
*Turkey Korma with rice
*Mince & dumplings
*Sausage cassorole
*Tomotoe & bacon pasta bake
*Pizza and chips
*Chilli & Jacket potato
*Gammon & chips with fried egg
*Fishfingers & chips & peas
*Chicken sweetcorn & rice
*Pizza
*Toad in the hole with veg & mash
*spag bol
*Lasanga
*Sausage and mash
*fish & chips & peas
*Chicken with bacon & rice
*Cheese tagletle with bacon
*Veg & ham broth with puddings

Grayed out the ones we have had so far!!! having veg & ham broth tonight its in th SC as i type!!!

Ive got loads of sausage and bacon (they were on offer) and some of the stuff i will freeze the extras for another day ie lasanga, spag bol ect and the chilli is what is already in the freezer. I havnt put days on them as we never know what shifts im working so we will just pick off the list (which is stuck to the fridge) what we want that night :j

Now another thing im trying to do is save as much energy as poss (price rises and winter coming up) so ive been looking at my energy monitor that i got free when i joined southern electrics better plan and im seeing how much my items cost when there on and what im wasting as well as what i could be saving so that is keeping me busy for now.