£70 a day's what the panda will pay!

amyandjon

well done panda an eye for a bargin, oh's stepdads coming today its our turn tio have money for diy work hes done the other 2 so if we get it were doing the bedroom he wont give if its clearing a debt you see :P eeek x

pandapaws

Great! It's nice to get things done, and lovely to have a nice relaxing bedroom. Hope he's feeling generous!

Karmacat

Thats a *really* nice basin! Definitely like the look of that.

pandapaws

Karmacat wrote: »

Thats a *really* nice basin! Definitely like the look of that.

Thanks! Got the super-cheap solid birch block worktop from Ikea which we're going to stain dark walnut to sit it on to match the dark wood floor, large plain white tiles to put brick-effect and a back-to-wall loo. Hoping it will look very contemporary and clean!

At the moment however, it's neither, a bit like the rest of the house

mickey_mouse

I love the sink We must be contemporary twins as I love contemporary stuff:D

sending you tons of get lots of money for your car vibes:D and that will be fantastic for you to be sub £80 grand

hypno06

"contemporary and clean"

*sighs.......dreams*

pandapaws

As a testement to my love of spreadsheets, I've made my squares out of one:



Each box has the amount owed in it, in £70 intervals. 1200 squares = 1200 days, starting at 84k.

That's a lot of boxes!

amyandjon

ooo gosh what are all the squares ?? my eyes feel dizzy hehe ..... tv is cack tonight grrrr but nay mind keeps me in...... oh's stepdad wasnt feeeling generous now ohs mum GRRRR my pain in the !!! was peed because we didnt want to extend the outside grrrrrrr we explained we had debt she thinks itsthe be all and end all and all she ever does is ramble ooo if your getting married this year dont be saying in 12 months you regret it i mean shes all good isnt she i dont like jons mums side his dad is great but that woman grates on me grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr ok all better hehe

pandapaws

I love your sig amy, that's pretty much what we said last week. Loans seem to go down steadily but it's the cards that are forever getting switched around and never seem to get any smaller! If it was me, I wouldn't be able to resist paying £2.48 to get below the 20k!

How sad am I? I couldn't get to sleep last night because I was too excited at the thought of getting up this morning, updating my spreadsheet and colouring in some of my squares. That really is obsession.

This morning's payments have seen £3090 come out of the bank: £1618.51 to bills/mortgage, £1455.29 to debt repayments and £16.20 to Tesco.

So our debt total reduces to £83,577. I've just coloured in 7 boxes. I love this!

amyandjon

Morning panda ihave some bloooooming great news :D i cant contain myself ive been offered my settlement from my bank charges 1100 hehe but ilget 800 because dum me went through a company but nay mind plus oh got offered 400 quid so all in all a 1200 pound we have made yippeee i could almost blow it :P that will go straight into my isa for the wedding fund... orrrr should i pay a credit card ..... hmm what to do what to do .....ive phoned oh... maybe we pay a low intrest credit card wait a few months will we be offered a 0% or a lifetime balance... or should we close the account wait 3 months and reapply to get it 0% but again if you close it i may bnot be able to reapply.... if i cleared a card it would save me a mere 25 pm which i was paying on the card im thinking of id have enuff to clear it or do we skint ourselves to pay 400 quid extra to close one of jons and save 90 quid pm ?? hmmm hmmm ive got alsorts swishing round in my head :P xxx panda knows advice like no other .... that 20 grands already lowered i was at my mums when i did that and couldnt access all accounts :P il change it now xx