HSBC 9 months 0% Xmas Offer

Tr@cker

Just rang them and they told me they sent me an agreement 10 days ago so it must have got lost in the post. Im not sure i believe this but anyway ive only been granted a 1750 limit-it'll do for the purpose though for now.

Paul_Herring

roger_c wrote:

overworked_underpaid wrote:

I cancelled my HSBC credit card in July this year. Does anyone know if I re-apply for this credit card, will i get the 0% offer?

I tried to apply today, but they say you cannot reapply until 6 months after cancellation of your last HSBC credit card.

Strange - in the T&C's I got, they quoted 3 months.

thefirs

Applied 2 November, email said "we'll let you know within 10 working days". I rang yesterday to be told that there's an application backlog and I should hang on in there.

greyster

Paul_Herring wrote:

Strange - in the T&C's I got, they quoted 3 months.[/i]

Yup. I phoned today and was quoted 3 months by a supervisor. Damn them.

ceejam

Just been on HSBC website and something's happening on 28th December apparently! Wonder if it's a new 0% deal?

K9cuddles

I applied online onteh 17th and got my letter from them today (24th) plan to pop in branch and sort the rest out.

Sara

takeachillpill

I applied over the phone today and got an instant decision. £3k limit 9 months interest free, no BTF.

Marvellous

3% minimum payment though!

K9cuddles

yeah.. but normally it's 5% isn't it?? I'm looking at it as the more I pay off the less debt I'll be in!

takeachillpill

same here.

I want to pay the £3k off within the nine month offer period. Very hard, with a career change in the offing but you can but try.

alared

S_a_r_a wrote:

yeah.. but normally it's 5% isn't it?? I'm looking at it as the more I pay off the less debt I'll be in!

It`s usually £5 or 2% upwards a month (whichever is higher),so I would say 3% is one of the higher rates.

I applied on the phone and got accepted on 23rd Nov,still have`nt got my card.
Spoke to one of their call centres in India last Friday with the outcome I had to take proof of ID to my local branch.

Apply on the phone to Scotland,get forms from Southend,talk to India,end up in my local branch

---

they really are the world`s local bank,
but also a right bunch of "merchant bankers"

I would advise anyone that when you get your forms and T&C ,sign it and take it to your local branch with ID and let them sort it out,it will pay you in the long run.