Pet Insurance Cost Cutting System/MoneySavingExpert.com Discussion

BaileyB

Hi i'm looking for pet insurance and halifax has come out quite good for what we need. Does anyone else have this and have you had any problems with it so far?

livingseaside

Yes I have their insurance for my 3 cats - never claimed actually. Just about to renew-done a check on website and they came up very competitively priced.

Bromley86

We've got Halifax for our lab puppy. Very competitive when we checked out quotes and still competitive if she was 8 years old instead of 4 months.

Haven't had to claim but they're backed by AXA and not E&L.

As with all of the cheaper lifetime policies, there is the risk of an M&S-style price rise in the future, but at least you'll have saved for the first few years. Actually, I'm not sure how much of the M&S increase was a bait-and-switch and how much was due to huge claims arising from their zero excess policy.

Bromley86

Found this on another board:

Just thought I'd also let you all know this: AXA currently underwrite the M & S policy. At the end of this year AXA will be pulling out of that scheme and M&S will have to find another insurance partner. This may mean you find your M&S renewal premiums increasing somewhat.

http://www.labradorforums.co.uk/ftopict-31965.html

UKTigerlily

Thanks all, i'm going to go with Axa, it's a set £50 excess & seems to be for life £7,000 a year, it's around £30 cheaper a year too. I reckon I can pay fopr her arthritis myself, she's doing well so far & I pay for her meds myself anyways, ty all .. oo any experience of Axa?

red_bertie

Happened to me last year - only way I could get around it was to apply as a totally new customer [unofficial advice from M & S employee on the receving end of my 'phone rage!] - and it worked, I saved £160.00 on the annual renewal [5 pets, varying ages].

I sent letters and complained mightily, all ignored. Why do they dump on existing customers?

BTW has anybody received a response from them to a written grouch on any subject?

What worries me now, is 3 of my pets are bordering on old codger status and
the premums and excesses are going to rocket wherever I go.

UKTigerlily

I just looked at the link to the lab forums & the bit about Axa & they seem great, less that M&S & my cat is 9 1/2yrs now. It was interesting to read that they're pulling out of underwriting M&S so premiums may go up for M&S

NICNAK_2

my 2 shar pei"s are insured with more than and i have never had any problems,hope this helps

basilcat7

Hi my colleague has a Shar Pei and said tha argos was the only one that insured him, not sure how much.

red_bertie

So many of us have been, are and will be shafted on this M & S pet insurance. See UKTigerlily post 'M&S Insurance Renewal' elsewhere on this pet forum - think it was 19/11/07 - and the replies from quite a few folk, myself included. If u get a good alternative, please post.